000 NE 138TH TERRACE, FORT MC COY, FL, 32134
Active58 days on marketListed Jun 10, 2026MLS #OM726325
About this home
000 NE 138TH TERRACE
Peace and quiet with a serene setting. Don't miss out on this great lot zoned R4 for site built homes or mobiles for under $9,000 and NOT in a flood zone! NO HOA and no deed restrictions! Power lines are near the property and it will need a well and septic tank. This home site offers a peaceful country setting. Only two short blocks from the paved road and overlooking beautiful Trees. Everything is just a short drive away and the big cities are close with all the shopping you can hope for. Located 5 minutes from downtown Fort McCoy with a grocery store, doctor's office, pharmacy, hardware, gas station, pizza, and more. Close to Silver Springs which is near Walmart, Lowes, Outback and many more of your favorite shopping spots and restaurants. Ocala is only another 10 minutes from Silver Springs with vibrant night life and lots of entertainment options and restaurants. Gainesville (Home of Florida Gators) is only 45 minutes to downtown. Outdoor activities abound in the heart of Florida. You are close to the Ocala National Forest and not far from lakes and rivers. If you’re a fisherman, or hunter or simply love hiking, canoeing or kayaking you are in luck! Minutes to Ocklawaha River, Ocala National Forest, and many natural springs(Salt Springs, Silver Glen Springs, Juniper Springs), horseback and walking trails, and off-road vehicle trails await your explorations. Come make this your new home.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $125K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 000 NE 138TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$70,000
16461 NE 141ST AVENUE
1 bd · 1 ba · 616 sqft · $114/sqft · 49 DOM
Sold · Apr ’26$35,000
16376 NE 138TH AVENUE
2 bd · 1 ba · 672 sqft · $52/sqft · 54 DOM
Sold · Dec ’25$55,000
17053 NE 148TH TERRACE
2 bd · 2 ba · 792 sqft · $69/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 000 NE 138TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 000 NE 138TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
000 NE 138TH TERRACE FAQs
What would the monthly payment be for 000 NE 138TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 000 NE 138TH TERRACE?+
The most recent tax bill on record (2025) was $96. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $8,200, this home is listed about 95% below the Fort Mc Coy median of $181,500. The market section on this page shows how the area is trending.
Which schools are assigned to 000 NE 138TH TERRACE?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Suzette Weddington-Moore. MLS #OM726325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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