9755 SW 94TH TERRACE UNIT D, OCALA, FL, 34481
Active34 days on marketListed Jun 24, 2026MLS #OM726284
About this home
9755 SW 94TH TERRACE UNIT D
Welcome to this charming fully furnished end-unit Delphina model villa, located in the highly sought-after gated 55+ community of On Top of the World. Situated on a quiet, tree-lined private street, this 2-bedroom, 2-bath home offers 1,412 sq. ft. of comfortable living space, no carpet, a fenced backyard, and a desirable attached 1 1/2-car garage. Notable updates include HVAC replaced in 2018, refrigerator replaced in 2018, granite countertops added in 2022, dishwasher replaced in 2022, water heater replaced approximately 2024–2025, and stove replaced in 2025. Step inside to a spacious formal living and dining area that flows beautifully into the eat-in kitchen, complete with granite countertops, stainless steel appliances, a kitchen island with bar seating, breakfast area, and additional seating. The kitchen overlooks the large family room/great room, creating a wonderful layout for everyday living and entertaining. Sliding glass doors lead to a vinyl-enclosed lanai, perfect for enjoying morning coffee, relaxing afternoons, or additional indoor/outdoor living space. The primary suite features a generous walk-in closet and private bath with a step-in shower. A guest ensuite with sliding barn door creates a true guest suite feel, ideal for long-term guests, multi-generational living, or anyone needing a private suite-style layout. Best of all, the home comes fully furnished with almost everything you need—just bring your suitcase and toothbrush! Enjoy the incredible resort-style amenities On Top of the World is known for, including a cultural center with concerts and community events, 3 on-site dining options, 3 golf courses with a driving range, 3 heated pools including 2 outdoor pools and 1 indoor pool, 2 fitness centers, pickleball and tennis courts, miles of scenic walking trails, community gardens, billiards, parks, pavilions, and countless clubs and activity groups. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every 7 years, exterior insurance requiring the owner to carry only an HO-6 policy, lawn maintenance, weed spraying, trash and recycling, 24/7 staffed and monitored gates, and full access to all community amenities. This golf-cart-friendly community offers convenient access to shopping, dining, medical facilities, and everyday services. Ideally located just 20 minutes from the World Equestrian Center and an easy drive to Orlando attractions, airports, and cruise ports. Move-in ready and low-maintenance—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,412
Sqft
0.06 ac
Lot size
1
Garage
1997
Year built
One
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs ON TOP OF THE WORLD
$138 vs $149
Days on market
34 vs 43 typical
Where $138/sqft sits among the 253 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
117 of 253
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9755 SW 94TH TERRACE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$158,900
9575 SW 92ND STREET ROAD · same community
2 bd · 2 ba · 1,414 sqft · $112/sqft · 7 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9755 SW 94TH TERRACE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9755 SW 94TH TERRACE UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9755 SW 94TH TERRACE UNIT D FAQs
What would the monthly payment be for 9755 SW 94TH TERRACE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,045/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9755 SW 94TH TERRACE UNIT D?+
The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9755 SW 94TH TERRACE UNIT D?+
The most recent tax bill on record (2025) was $2,065. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9755 SW 94TH TERRACE UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $195,000, this home is listed about 35% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9755 SW 94TH TERRACE UNIT D?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY HWY 200 · Jackie Dagit. MLS #OM726284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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