1218 SE 5TH AVENUE, CRYSTAL RIVER, FL, 34429
Active56 days on marketListed Jun 8, 2026MLS #OM726081
About this home
1218 SE 5TH AVENUE
Virtually Staged. Waterfront Paradise with $10,000 Seller Credit Toward Roof Replacement with full or reasonable terms! Waterfront living awaits at this beautifully updated Crystal River home, ideally situated on a spring-fed, crystal-clear canal with direct access to Kings Bay and just a short paddle from the world-renowned Three Sisters Springs. Offering the perfect combination of modern updates, boating convenience, and year-round outdoor recreation, this property delivers the quintessential Florida waterfront lifestyle. A standout feature of the property is the grandfathered floating boathouse, recently renovated with a new roof and wood decking, providing protected boat storage and effortless access to the water. The seawall has also been upgraded with an elevated concrete cap, enhancing both durability and long-term peace of mind. Inside, you'll find a thoughtfully updated interior designed for comfortable everyday living. Recent improvements include luxury vinyl plank flooring throughout, an updated kitchen featuring granite countertops and new cabinetry, refreshed bathrooms, new interior doors, updated sliding glass doors, and a newer energy-efficient kitchen window. Additional upgrades include a new HVAC system, recently replaced water heater, and a working attic fan that helps improve ventilation and reduce heat buildup, contributing to the home's overall energy efficiency. One of the most valuable opportunities for buyers is the seller's generous $10,000 concession toward a future roof replacement with a full /reasonable terms. This substantial credit allows buyers to plan for future improvements while enjoying all the benefits of this move-in-ready waterfront home today. Located in the heart of Florida's Nature Coast, this home places you in the center of two of Crystal River's most celebrated seasons. During the summer, launch directly into some of Florida's best scalloping waters. In the winter, enjoy the incredible experience of sharing the waterways with the area's famous manatee population. Dolphins and manatees are frequently seen right in the canal, creating unforgettable encounters with nature from the comfort of your own backyard. Whether you're looking for a primary residence, seasonal retreat, vacation rental opportunity, or waterfront investment property, this home offers exceptional versatility and location. Bring your golf cart and enjoy convenient access to downtown Crystal River's shops, restaurants, festivals, waterfront parks, marinas, and local golf course. With direct access to Kings Bay, proximity to Three Sisters Springs, a renovated floating boathouse, extensive interior updates, and a $10,000 seller concession toward roof replacement, this property presents an outstanding opportunity to own a piece of Crystal River's sought-after waterfront lifestyle. Schedule your own showing today and discover why so many fall in love with life on the Nature Coast.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,612
Sqft
0.21 ac
Lot size
2
Garage
1977
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,967 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,967/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+69.9%
$/sqft vs Crystal River actives
$365 vs $215
Days on market
56 vs 53 typical
Where $365/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1218 SE 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$220,000
1103 SE 3RD STREET
3 bd · 2 ba · 1,596 sqft · $138/sqft · 154 DOM
Sold · Oct ’25$290,000
841 N PALM SPRINGS TERRACE
3 bd · 2.5 ba · 1,594 sqft · $182/sqft · 167 DOM
Sold · Aug ’25$303,000
868 & 882 N GARDENVIEW TERRACE
3 bd · 2 ba · 1,564 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1218 SE 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1218 SE 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1218 SE 5TH AVENUE FAQs
What would the monthly payment be for 1218 SE 5TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,967/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1218 SE 5TH AVENUE?+
The most recent tax bill on record (2025) was $4,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1218 SE 5TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $589,000, this home is listed about 84% above the Crystal River median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1218 SE 5TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MEEK REAL ESTATE SALES, LLC · Amy Meek. MLS #OM726081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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