David Ramirez
$319,000$339,9003 bd2 ba2,010 sqft$159 /sqft$3,051 /mo all-in ↓

9274 SW 94TH LOOP, OCALA, FL, 34481

Active47 days on marketListed Jun 3, 2026MLS #OM725921

Reduced $21KSingle Family ResidenceON TOP OF THE WORLD

Come see it

Upcoming open house

Fri, Jul 24

10:00 AM – 12:00 PM

About this home

9274 SW 94TH LOOP

New Roof! Welcome to Windsor East in On Top of the World. This popular Heather model features 3 bedrooms, 2 bathrooms, and a 2-car garage, all situated on a private dry retention lot. Enjoy peaceful views from the screened lanai, a wonderful spot to relax and take in the Florida lifestyle. The oversized garage offers plenty of room for larger vehicles, including a full-size truck. Inside, you’ll find tile flooring throughout, crown molding in the main living areas, a paver driveway and entryway, and beautifully landscaped curbed flower beds. The kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, granite countertops, a 5-burner gas range, closet pantry, casual dining area, and an open layout to the spacious family room. A formal dining room and separate living room provide additional flexible living space. The primary suite includes two walk-in closets, while the en-suite bath offers dual vanities, a jetted tub, separate shower, and private water closet. Two additional bedrooms can easily accommodate guests, a home office, or hobby space. Additional highlights include a new roof installed in 2026, tankless water heater, and whole-home gas generator. Residents enjoy access to the Arbors Recreation Center, The Summit, Veterans Park, and many of the community’s amenities, including pickleball, walking trails, clubs, and golf cart access to nearby shopping centers. Some furnishings may be available separately.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,010

Sqft

0.2 ac

Lot size

2

Garage

2008

Year built

One

Levels

$159

Per sqft

55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorThermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$479/mo
Taxes (2025)$4,713/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,051 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$393
HOA fee — from the listing$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$3,051/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$393
HOA / condo fee$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$306KedgeAI estimate $378,589 · range $361K$413K$430K

vs edgeAI estimate

−15.7%

$/sqft vs ON TOP OF THE WORLD

$159 vs $152

Days on market

47 vs 43 typical

Where $159/sqft sits among the 240 homes for sale in ON TOP OF THE WORLD

62
47
40 · this home
37
26
28
$98–121$121–145$145–168$168–192$192–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 9274 SW 94TH LOOP inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

120 of 240

ON TOP OF THE WORLD have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $21K
Jun 3, 2026Listed at $339,900 · 47 days on market since
2008Built · ON TOP OF THE WORLD

Reality check

What actually sold near 9274 SW 94TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10308 SW 105TH COURTSold · Mar ’26

$366,000

10308 SW 105TH COURT · same community

2 bd · 2 ba · 2,019 sqft · $181/sqft · 155 DOM

9871 SW 88TH TERRACE UNIT FSold · Dec ’25

$122,500

9871 SW 88TH TERRACE UNIT F · same community

2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM

9841 SW 95TH LOOPSold · Dec ’25

$390,000

9841 SW 95TH LOOP · same community

2 bd · 2 ba · 1,972 sqft · $198/sqft · 222 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9274 SW 94TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9274 SW 94TH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9274 SW 94TH LOOP FAQs

What would the monthly payment be for 9274 SW 94TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,051/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9274 SW 94TH LOOP?+

The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9274 SW 94TH LOOP?+

The most recent tax bill on record (2025) was $4,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9274 SW 94TH LOOP?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $319,000, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9274 SW 94TH LOOP?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ON TOP OF THE WORLD REAL EST · Christy Main. MLS #OM725921.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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