
11580 W DIXIE SHORES DRIVE, CRYSTAL RIVER, FL, 34429
Active61 days on marketListed Jun 2, 2026MLS #OM725713
About this home
11580 W DIXIE SHORES DRIVE
LIVE LIKE YOU OWN A PRIVATE ISLAND—WITHOUT EVER LEAVING THE MAINLAND Some waterfront homes have a view. Others have a dock. This extraordinary Crystal River estate offers something almost impossible to find—it places you in the middle of the water, wrapped by 628 feet of shoreline on three sides, creating the feeling of your own private island while remaining conveniently connected to the mainland. Once you experience it, you'll understand why properties like this rarely become available. Before you schedule your showing, take the immersive 360° virtual tour and walk through every room, step onto the dock, and experience the waterfront lifestyle from anywhere in the world. Nestled on 1.53 beautifully landscaped acres, this completely renovated mid-century home blends timeless Florida charm with modern luxury. Travertine marble flooring flows throughout the home, complemented by rich hardwood interior doors and a wood-burning fireplace that creates a warm, inviting atmosphere. Every major improvement has already been completed, allowing you to simply move in and enjoy. • Dual-zoned Trane HVAC systems (2022 & 2024) • Roof replaced in 2012 • Brand-new GE kitchen appliances (2025) • New washer and dryer (2025) Outside, the property becomes your own private nature preserve. Dolphins frequently swim past the dock. Manatees drift through the crystal-clear water. Sandhill cranes stroll across the grounds while majestic oaks and palms provide beauty and privacy in every direction. The private dock features a 10,000-pound boat lift with Kevlar-wrapped pilings completed in 2026, making it easy to leave for a day of fishing, scalloping, island hopping, or an unforgettable sunset cruise into the Gulf. Here, the Gulf isn't minutes away—it begins in your backyard. For buyers seeking investment potential, this property has already proven itself. The current owner successfully operated it as a VRBO vacation rental for three years, generating approximately $350 per night, offering an excellent opportunity to continue as a luxury vacation rental, private retreat, or both. Even more valuable are two opportunities that are becoming increasingly difficult to find: A transferable flood insurance at approximately $2,000 annually Seller financing available for qualified buyers These advantages alone could save a future owner thousands of dollars while creating financing flexibility that is rarely offered in today's market. Crystal River remains one of Florida's last authentic waterfront communities, celebrated for its crystal-clear springs, world-famous manatees, exceptional fishing, boating, kayaking, and relaxed Old Florida charm. Buyers from across the country are discovering what locals have known for years—this is one of Florida's hidden coastal treasures. You can always renovate another house. You can build another dock. You can even buy another waterfront home. But finding 628 feet of waterfront wrapped around 1.53 acres with direct Gulf access is an opportunity that may not come along again. Schedule your private showing today and discover why this is far more than a home—it's a legacy waterfront property.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,802
Sqft
1.53 ac
Lot size
2
Garage
1975
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,391 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,391/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$403 vs $215
Days on market
61 vs 65 typical
Where $403/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 352% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 11580 W DIXIE SHORES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,600,000
2235 N KINGS COVE POINT
3 bd · 2.5 ba · 3,101 sqft · $516/sqft · 131 DOM
Sold · Mar ’26$542,500
11982 W BAYSHORE DRIVE
4 bd · 3 ba · 3,286 sqft · $165/sqft · 90 DOM
Sold · Apr ’26$308,000
11291 W CORAL COURT
3 bd · 2 ba · 2,099 sqft · $147/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11580 W DIXIE SHORES DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11580 W DIXIE SHORES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11580 W DIXIE SHORES DRIVE FAQs
What would the monthly payment be for 11580 W DIXIE SHORES DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11580 W DIXIE SHORES DRIVE?+
The most recent tax bill on record (2025) was $8,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11580 W DIXIE SHORES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $1,130,000, this home is listed about 250% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 11580 W DIXIE SHORES DRIVE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,130,000 runs 352% above the CRYSTAL RIVER 34429 median — but at 2,802 sqft it's also nearly twice the size of the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,200,000, now $1,130,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Ann-Marie Bortz. MLS #OM725713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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