David Ramirez
$309,900$319,9004 bd2 ba2,039 sqft$152 /sqft$2,658 /mo all-in ↓

8872 SW 63RD AVENUE, OCALA, FL, 34476

Active63 days on marketListed May 29, 2026MLS #OM725687

Reduced $10KSingle Family ResidenceJB RANCH PH 01

About this home

8872 SW 63RD AVENUE

This is a Certified Pre-Owned Home -- and that changes everything. Before you ever make an offer, a licensed home inspector has already been through this home top to bottom. You will be provided with this full clean report prior to viewing at no cost. No surprises. No guessing. Just confidence. And it doesn't stop there -- your purchase comes with a 12-month Home Warranty AND our 18-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. As an added bonus you also qualify for a 1% lender credit at closing if you use our preferred lender.  Welcome home to this stunning, modern property nestled in the vibrant, multi-generational community of JB Ranch. Designed with an effortless open floor plan, the heart of the home seamlessly connects the main living spaces, making it perfect for family gatherings and effortless entertaining. The layout offers four remarkably large bedrooms, including a luxurious master suite with a thoughtfully upgraded shower featuring premium non-slip and easy-to-clean finishes. Every detail of this smart home emphasizes efficiency, from the concrete block structure and double blown-in insulation throughout the entire living space and extending above the garage for maximum climate control and energy savings. The exceptional upgrades continue into the home's functional and outdoor living spaces. The garage has been completely transformed into a pristine, versatile area featuring high-durability epoxy floors, a dedicated mini-split climate control system, and a retractable privacy screen—ideal for a workshop, home gym, or extra hangout spot. Step out back to find your own private oasis in the beautiful screened-in lanai, offering the perfect spot to enjoy the Florida breeze in comfort. Beyond the home itself, the JB Ranch community provides a resort-style lifestyle, packed with incredible amenities including a sparkling pool, a fully equipped fitness center, an active community center, and diverse recreational spaces designed for all ages. T Fiber Optics now available in the community!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,039

Sqft

0.19 ac

Lot size

2

Garage

2021

Year built

One

Levels

$152

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$197/mo
Taxes (2025)$4,081/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Meter · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,658 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$340
HOA fee — from the listing$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,658/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$340
HOA / condo fee$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$289KedgeAI estimate $311,400 · range $301K$322K$335K

vs edgeAI estimate

−0.5%

$/sqft vs Ocala actives

$152 vs $183

Days on market

63 vs 43 typical

Where $152/sqft sits among the 400 Ocala actives

92 · this home
176
79
24
5
24
$119–161$161–202$202–243$243–284$284–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jb Ranch

Map of 8872 SW 63RD AVENUE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

Jb Ranch — neighborhood snapshot

Population

360

Median age

57

Median income

$64,741

Median home value

$227,900

Avg household

2

Households w/ children

47%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

150 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $10K
May 29, 2026Listed at $319,900 · 63 days on market since
2021Built · JB RANCH PH 01

Reality check

What actually sold near 8872 SW 63RD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8870 SW 62ND AVENUESold · Mar ’26

$290,000

8870 SW 62ND AVENUE · same community

3 bd · 2 ba · 1,853 sqft · $157/sqft · 296 DOM

6318 SW 89TH LANE ROADSold · Sep ’25

$230,000

6318 SW 89TH LANE ROAD · same community

3 bd · 2 ba · 1,505 sqft · $153/sqft · 71 DOM

6242 SW 97TH STREETSold · Jul ’26

$297,000

6242 SW 97TH STREET

3 bd · 2 ba · 2,033 sqft · $146/sqft · 227 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8872 SW 63RD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8872 SW 63RD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8872 SW 63RD AVENUE FAQs

What would the monthly payment be for 8872 SW 63RD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,658/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8872 SW 63RD AVENUE?+

The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8872 SW 63RD AVENUE?+

The most recent tax bill on record (2025) was $4,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8872 SW 63RD AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $309,900, this home is listed about 4% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8872 SW 63RD AVENUE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM725687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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