David Ramirez
$335,000$345,0004 bd3 ba2,348 sqft$143 /sqft$2,421 /mo all-in ↓

16206 SEA PINES DRIVE, HUDSON, FL, 34667

Active67 days on marketListed May 27, 2026MLS #OM725447

Reduced $10KPrivate poolSingle Family ResidenceSEA PINES

About this home

16206 SEA PINES DRIVE

Virtually Staged. **Updated 4BR Pool Home with 2-Car Garage and VA Assumable Financing Option** This beautiful 4-bedroom, 3-bathroom home offers 2,348 square feet of living space and has been updated with recent renovations throughout. The interior features a functional layout with an open connection between the kitchen and main living areas, providing flexibility for a variety of living arrangements. Updated finishes contribute to a clean and modern feel, while large windows allow for natural light in the main spaces. The property includes a private pool and outdoor area, offering additional space for recreation and outdoor use. A two-car garage provides parking and storage convenience. An assumable VA mortgage may be available for qualified buyers, providing a potential financing option. The home is located in the Sea Pines community with convenient access to nearby shopping, dining, and major roadways. Gulf Coast beaches and parks are within a short driving distance. Schedule a showing to review all features and details of this property.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,348

Sqft

0.62 ac

Lot size

2

Garage

1974

Year built

One

Levels

$143

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringLaminate · Tile
AppliancesDryer · Microwave · Range · Refrigerator · Solar Hot Water Owned · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesWest
ExteriorNone

Community & fees

HOA fee$8/mo
Taxes (2025)$1,589/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,421 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$132
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,421/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$132
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$310KedgeAI estimate $374,863 · range $322K$506K$526K

vs edgeAI estimate

−10.6%

$/sqft vs SEA PINES

$143 vs $236

Days on market

67 vs 42 typical

Where $143/sqft sits among the 25 homes for sale in SEA PINES

7 · this home
3
6
2
4
3
$143–184$184–226$226–268$268–310$310–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sea Pines

Map of 16206 SEA PINES DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)59 min
Downtown Tampa62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

Sea Pines — neighborhood snapshot

Population

1,039

Median age

37

Median income

$83,461

Median home value

$336,827

Avg household

3

Households w/ children

95%

For the school run

Pasco County School District

MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 25

SEA PINES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $335,000 $10K
May 27, 2026Listed at $345,000 · 67 days on market since
1974Built · SEA PINES

Reality check

What actually sold near 16206 SEA PINES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7324 ISLANDER LANESold · Apr ’26

$528,000

7324 ISLANDER LANE · same community

3 bd · 3 ba · 1,980 sqft · $267/sqft · 160 DOM

1059 Wynndale Way, Lantana FL 33462Sold · May ’26

$600,000

1059 Wynndale Way, Lantana FL 33462 · same community

3 bd · 2 ba · 1,780 sqft · $337/sqft · 11 DOM

8527 JOLLY ROGER DRIVESold · Jun ’26

$285,000

8527 JOLLY ROGER DRIVE · same community

2 bd · 2 ba · 1,550 sqft · $184/sqft · 225 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16206 SEA PINES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16206 SEA PINES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16206 SEA PINES DRIVE FAQs

What would the monthly payment be for 16206 SEA PINES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,421/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16206 SEA PINES DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16206 SEA PINES DRIVE?+

The most recent tax bill on record (2025) was $1,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16206 SEA PINES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $335,000, this home is listed about 2% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16206 SEA PINES DRIVE?+

Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$335,000 runs 20% above the HUDSON 34667 median — but at 2,348 sqft it's also 54% larger than the typical Hudson listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $345,000, now $335,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #OM725447.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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