495 & 499 N ROBIN HOOD ROAD, INVERNESS, FL, 34450
Active67 days on marketListed Jun 6, 2026MLS #OM725369
About this home
495 & 499 N ROBIN HOOD ROAD
Discover the potential of this spacious 4 bedroom, 2 bath home offering 2,304 square feet of living space on a rare 0.87 acre corner lot in the heart of Inverness! Situated on two separate parcels, this unique property provides endless possibilities. The additional 0.43 acre parcel may offer the opportunity for another home, making it ideal for multigenerational living, future investment income, or simply enjoying the extra privacy and space. Adding to its appeal, the property features a canal in the backyard with access to Lake Tsala Apopka and Lake Panasoffkee, offering endless opportunities for boating, fishing, kayaking, and enjoying Florida’s natural beauty right from your own backyard. The interconnected waterways also provide access to the Withlacoochee River and other popular waterways throughout the area, making this a great location for water enthusiasts. Step inside to find an inviting open floor plan centered around a stunning stone fireplace in the main living room. The kitchen offers an abundance of cabinet and countertop space with plenty of room to add a center island. An additional family room located just off the kitchen provides even more space for entertaining, relaxing, or creating a flex area to fit your lifestyle. The oversized primary suite features a large walk in closet and an en suite bathroom complete with dual vanities, a soaking tub, and a separate shower. Two guest bedrooms are conveniently located near the guest bathroom, while the fourth bedroom is situated on the opposite side of the home, making it perfect for a private guest suite, home office, hobby room, or flex space. With solid construction, great bones, and a highly desirable location, this home presents the perfect opportunity for a buyer to add their personal touches and create their dream property. Recent updates include a new roof in 2019 and HVAC system in 2022, providing peace of mind for years to come. Whether you’re looking for a waterfront retreat, investment opportunity, or a property with room to grow, this Inverness gem is full of possibilities!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,304
Sqft
0.87 ac
Lot size
1981
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,430 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,430/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$152 vs $180
Days on market
67 vs 45 typical
Where $152/sqft sits among the 188 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
93 of 188
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 495 & 499 N ROBIN HOOD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$510,000
40 N ROBIN HOOD ROAD · same community
4 bd · 2 ba · 2,620 sqft · $195/sqft · 4 DOM
Sold · Mar ’26$215,000
485 N ROBIN HOOD ROAD UNIT 82 · same community
2 bd · 1 ba · 1,124 sqft · $191/sqft · 238 DOM
Sold · May ’26$1,080,000
10631 E LUCAS TRAIL
4 bd · 7 ba · 2,000 sqft · $540/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 495 & 499 N ROBIN HOOD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 495 & 499 N ROBIN HOOD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
495 & 499 N ROBIN HOOD ROAD FAQs
What would the monthly payment be for 495 & 499 N ROBIN HOOD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 495 & 499 N ROBIN HOOD ROAD?+
The most recent tax bill on record (2025) was $669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 495 & 499 N ROBIN HOOD ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $349,900, this home is listed about 35% above the Inverness median of $258,625. The market section on this page shows how the area is trending.
Which schools are assigned to 495 & 499 N ROBIN HOOD ROAD?+
Inverness Middle School (middle), Citrus High School (high), Inverness Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,900 runs 79% above the INVERNESS 34450 median — but at 2,304 sqft it's also 61% larger than the typical Inverness listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $395,000, now $349,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Chad MacBlain. MLS #OM725369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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