David Ramirez
$159,9002 bd2 ba1,008 sqft$159 /sqft$1,392 /mo all-in ↓

9200 SW 103RD LANE, OCALA, FL, 34481

Active68 days on marketListed May 26, 2026MLS #OM725298

Priced 31% below the OCALA 34481 medianSingle Family ResidencePINE RUN ESTATE

About this home

9200 SW 103RD LANE

Updated 2-bedroom, 2-bath home with 1,008 living sq ft in the Pine Run 55+ community featuring a 1-car carport, fenced backyard, and numerous recent improvements. Interior updates include new luxury vinyl plank flooring throughout, fresh interior paint, and a spacious primary suite with walk-in closet. Major system upgrades include a new roof, new HVAC system, and water heater replaced in 2018. The functional layout offers comfortable everyday living with low-maintenance finishes and outdoor space for pets, gardening, or entertaining. Pine Run amenities include two clubhouses, two community pools, hot tub, fitness center, pickleball and tennis courts, shuffleboard, library, craft rooms, curbside trash pickup, and additional community activities. Affordable HOA of $150/month adds value while providing access to extensive amenities and services. HOA Fee includes cable, trash, and access to the amenities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,008

Sqft

0.21 ac

Lot size

1984

Year built

One

Levels

$159

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionMetal Siding
FoundationSlab
FacesNorth
ExteriorAwning(s) · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$151/mo
Taxes (2025)$829/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,392 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$69
HOA fee — from the listing$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,392/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$69
HOA / condo fee$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$143KedgeAI estimate $151,198 · range $149K$157K$166K

vs edgeAI estimate

+5.8%

$/sqft vs PINE RUN ESTATE

$159 vs $139

Days on market

68 vs 43 typical

Where $159/sqft sits among the 13 homes for sale in PINE RUN ESTATE

2
4
1
1
3 · this home
2
$114–123$123–132$132–141$141–150$150–159$159+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 9200 SW 103RD LANE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 13

PINE RUN ESTATE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

May 26, 2026Listed at $159,900 · 68 days on market since
1984Built · PINE RUN ESTATE

Reality check

What actually sold near 9200 SW 103RD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10040 SW 96TH COURTSold · Oct ’25

$164,000

10040 SW 96TH COURT · same community

2 bd · 2 ba · 1,008 sqft · $163/sqft · 17 DOM

8873 SW 104TH LANESold · Jul ’26

$155,000

8873 SW 104TH LANE · same community

2 bd · 2 ba · 1,035 sqft · $150/sqft · 86 DOM

10075 SW 90TH AVENUESold · Jan ’26

$154,000

10075 SW 90TH AVENUE · same community

2 bd · 2 ba · 1,040 sqft · $148/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9200 SW 103RD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9200 SW 103RD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9200 SW 103RD LANE FAQs

What would the monthly payment be for 9200 SW 103RD LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,392/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9200 SW 103RD LANE?+

The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9200 SW 103RD LANE?+

The most recent tax bill on record (2025) was $829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9200 SW 103RD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $159,900, this home is listed about 47% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9200 SW 103RD LANE?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Victoria Worth. MLS #OM725298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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