609 S REDBUD TERRACE, INVERNESS, FL, 34450
Active66 days on marketListed May 20, 2026MLS #OM725099
About this home
609 S REDBUD TERRACE
Welcome to this like-new 2023, 2-bedroom, 2-bath waterfront home tucked along a peaceful freshwater canal with direct access to the Withlacoochee River. With a boat ramp right in your backyard, enjoying days on the water couldn’t be easier. Inside, you’ll love the split-bedroom layout, modern finishes, energy-efficient construction, and a whole-house water conditioner designed for everyday comfort. Step outside to the covered deck and spacious backyard, perfect for relaxing, entertaining, or simply taking in the calm waterfront views. There’s no HOA and no age restrictions, giving you the freedom to enjoy the home your way. Whether you’re an investor taking advantage of the strong rental market, looking for a full-time residence, or searching for a weekend getaway, this home fits the bill. Located in Florida’s beautiful Nature Coast, you’re just minutes from downtown Inverness, parks, shopping, public boat ramps, and the Withlacoochee State Trail for biking and hiking. Plus, it’s only 11 miles from The Villages. This is a wonderful opportunity to enjoy waterfront living with flexibility. Motivated sellers! Bring all offers!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0.2 ac
Lot size
2023
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$208 vs $178
Days on market
66 vs 25 typical
Where $208/sqft sits among the 195 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
91 of 195
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 609 S REDBUD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$105,000
13022 E SHAWNEE TRAIL
2 bd · 1.5 ba · 1,008 sqft · $104/sqft · 79 DOM
Sold · Mar ’26$59,000
358 S TUCK
2 bd · 1 ba · 672 sqft · $88/sqft · 82 DOM
Sold · Apr ’26$240,000
490 N ROBIN HOOD ROAD
3 bd · 2 ba · 1,066 sqft · $225/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 609 S REDBUD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 609 S REDBUD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
609 S REDBUD TERRACE FAQs
What would the monthly payment be for 609 S REDBUD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 609 S REDBUD TERRACE?+
The most recent tax bill on record (2025) was $2,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $175,000, this home is listed about 32% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 609 S REDBUD TERRACE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INVERNESS 34450 market on paper
$175,000 is 4% below the INVERNESS 34450 median of $182,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
66 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · David Ivory. MLS #OM725099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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