David Ramirez
$1,049,0003 bd3.5 ba3,162 sqft$332 /sqft$6,955 /mo all-in ↓

1500 W ALTON BAY PLACE, HERNANDO, FL, 34442

Active59 days on marketListed May 27, 2026MLS #OM725047

Private poolSingle Family ResidenceHALLS RESERVE

About this home

1500 W ALTON BAY PLACE

As added value, the seller is offering one year of homeowner's association dues and a one-year social membership for a couple or family. This exceptional buyer incentive provides immediate access to the community's amenities while enhancing the overall value of homeownership from the first day. In the gated lifestyle community of Terra Vista, this custom-built 2024 Wentworth residence in the exclusive Halls Reserve enclave offers 3,162 square feet of thoughtfully designed living space on a desirable corner homesite. The three-bedroom, three-full-bath and one-half-bath home blends architectural detail, accessibility and resort-style outdoor living, with every bedroom designed as a private en suite featuring zero-clearance showers and grab bars for comfort and convenience. Architectural details include elevated tray ceilings in the foyer, rotunda, family room and primary suite, solid-core interior doors, plantation shutters, transom windows and upgraded tile flooring throughout the main living areas and primary suite. The gourmet kitchen is appointed with custom white maple cabinetry, Cambria countertops, under-cabinet lighting, a gas cooktop, double ovens, a second dishwasher, microwave drawer, icemaker and wine cooler. A dedicated office features built-in cabinetry and counters, while the primary suite offers a freestanding soaker tub, vessel sinks, upgraded granite countertops and custom cabinetry. Designed for indoor-outdoor entertaining, the lanai showcases a custom Gunite saltwater pool with heat and a waterfall feature, outdoor shower, outdoor kitchen, dry bar, custom gas fire pit, electric awnings, mural screen and a dedicated surround sound system. Additional features include a whole-house generator, monitored security system, Ring cameras and doorbell, 400-amp electrical service, whole-house gutters with rain barrels and upgraded lighting with dimmers throughout. The grassy area adjacent to the garage is included with the property, and the sellers have received architectural committee approval for a future casita or an additional one- to two-car garage. Residents enjoy access to Terra Vista’s amenity-rich lifestyle near boating, fishing, hiking and biking destinations throughout Citrus County. Mandatory social membership required with refundable $2,000 deposit due at closing. Near the new 589 extension, you’ll enjoy easy access throughout the region with a one-hour ride to Tampa International Airport.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,162

Sqft

0.34 ac

Lot size

2

Garage

2024

Year built

One

Levels

$332

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Ice Maker · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ExteriorIrrigation System · Outdoor Kitchen · Outdoor Shower · Rain Barrel/Cistern(s) · Rain Gutters · Sprinkler Metered

Community & fees

HOA fee$55/mo
Taxes (2025)$8,241/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,955 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property tax — 2025 actual bill$687
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $104,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $104,900
Interest rate6.00%
Loan term

Estimated payment

$6,955/mo

Principal & interest$5,660
PMI (est., until 20% equity)$393
Property taxes (actual bill)$687
HOA / condo fee$55
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hernando actives

$332 vs $199

Days on market

59 vs 37 typical

Where $332/sqft sits among the 100 Hernando actives

18
26
27
15
8
6 · this home
$119–154$154–190$190–225$225–261$261–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 1500 W ALTON BAY PLACE

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

52 of 100

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 281% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

May 27, 2026Listed at $1,049,000 · 59 days on market since
2024Built · HALLS RESERVE

Reality check

What actually sold near 1500 W ALTON BAY PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

576 W FENWAY DRIVESold · Jan ’26

$675,000

576 W FENWAY DRIVE

4 bd · 3.5 ba · 3,124 sqft · $216/sqft · 44 DOM

1902 W QUAIL MEADOW COURTSold · Mar ’26

$950,000

1902 W QUAIL MEADOW COURT

3 bd · 3.5 ba · 3,100 sqft · $306/sqft · 110 DOM

835 N HUNT CLUB DRIVESold · Sep ’25

$847,500

835 N HUNT CLUB DRIVE

4 bd · 3.5 ba · 3,052 sqft · $278/sqft · 381 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1500 W ALTON BAY PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1500 W ALTON BAY PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1500 W ALTON BAY PLACE FAQs

What would the monthly payment be for 1500 W ALTON BAY PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,955/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1500 W ALTON BAY PLACE?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1500 W ALTON BAY PLACE?+

The most recent tax bill on record (2025) was $8,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1500 W ALTON BAY PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $1,049,000, this home is listed about 182% above the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1500 W ALTON BAY PLACE?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM725047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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