David Ramirez
$995,000$1,199,0004 bd3 ba2,700 sqft$369 /sqft$6,252 /mo all-in ↓

11990 156TH STREET, MC ALPIN, FL, 32062

Active53 days on marketListed Jun 8, 2026MLS #OM724958

Reduced $204KPrivate poolSingle Family ResidenceNON-SUB

About this home

11990 156TH STREET

Experience a versatile country lifestyle with this exceptional 40-acre farm! Fenced and gated, a long tree-lined drive leads towards the well-maintained 4-bedroom, 3-bath home. Spanning over 2,700 sqft, the home features a thoughtful split-bedroom floor plan, vaulted ceilings, and lots of natural light throughout. The kitchen is nicely equipped for those who enjoy cooking, complete with wooden cabinetry, tile backsplash, ample counter space, stainless steel appliances including a gas range, pantry, and a large center island with breakfast bar. Directly open to the kitchen is a spacious dining area and an inviting living room with a cozy wood burning fireplace, making it easy to entertain and enjoy flowing conversation. To the back of the home is a large screen-enclosed covered lanai and a large pool deck surrounding the 11 x 28’ solar-heated saltwater pool, ideal for enjoying the area’s year-round sunshine. An additional summer kitchen and a separate fire pit add even more opportunity to enjoy the beautiful landscape. Several fruit trees are established, including pomegranate, orange, peach, and lemon trees. A newly installed water line services the fenced-in garden beds, providing added ease for maintaining and nurturing your own. Designed for work, recreation, and livestock, the property includes a 36x36 detached garage/workshop with water and electric, two carports, a three-bay equipment shed, and several coops and pens for smaller livestock. A red barn is also established, featuring two stalls, a feed room, and concrete flooring. The acreage is perimeter fenced and offers multiple pastures, wooded areas, and trails for exploring, hunting, riding, or enjoying nature. Located just a short drive from the Suwannee River and the region’s crystal-clear natural springs, this property offers convenience to year-round boating, kayaking, fishing, diving, and outdoor recreation options. Furniture, the covered wagon, and ornamental tractor are negotiable. Whether you're seeking a working farm, equestrian property, recreational retreat, or private homestead, this versatile estate offers endless possibilities in a picturesque rural setting.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,700

Sqft

40 ac

Lot size

2

Garage

1995

Year built

One

Levels

$369

Per sqft

Private poolFireplaceGarden & Pool & Trees/Woods viewNegotiable

Inside

FlooringCarpet · Engineered Hardwood
AppliancesBar Fridge · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingHeat Pump · Zoned
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Pool · Trees/Woods
FacesNorth
ParkingCovered · Driveway · Garage Door Opener · Oversized · Workshop in Garage
ExteriorFire Pit · Garden · Outdoor Grill · Outdoor Kitchen · Sliding Doors

Community & fees

Taxes (2025)$4,200/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Solar
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,252 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,252/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NON-SUB

$369 vs $389

Days on market

53 vs 5 typical

Where $369/sqft sits among the 6 homes for sale in NON-SUB

1
1
1 · this home
2
0
1
$199–257$257–314$314–372$372–429$429–487$487+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mc Alpin

Map of 11990 156TH STREET

Get to know Mc Alpin. See the full Mc Alpin guide →

MC ALPIN 32062 — neighborhood snapshot

Population

2,202

Median age

32.4

Median income

$54,565

Median home value

$221,800

Avg household

3.02

Households w/ children

161

The numbers that matter

The Mc Alpin market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$685K$269K

Mc Alpin median sold, yr/yr

100.9%

Sale-to-list ratio (12 mo)

4 of 6

NON-SUB have cut their price

Median sold price, Mc Alpin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the MC ALPIN 32062 median. See the full Mc Alpin market guide →

Paper trail

This home's history

CurrentPrice reduced to $995,000 $204K
Jun 8, 2026Listed at $1,199,000 · 53 days on market since
1995Built · NON-SUB

Reality check

What actually sold near 11990 156TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13100 SE 30TH COURTSold · Jun ’26

$610,000

13100 SE 30TH COURT · same community

6 bd · 3 ba · 2,656 sqft · $230/sqft · 97 DOM

10740 OLD GROVE ROADSold · Dec ’25

$925,000

10740 OLD GROVE ROAD · same community

3 bd · 2.5 ba · 2,548 sqft · $363/sqft · 139 DOM

719 NE 39TH STREETSold · Aug ’25

$559,000

719 NE 39TH STREET · same community

4 bd · 2.5 ba · 2,491 sqft · $224/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11990 156TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11990 156TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11990 156TH STREET FAQs

What would the monthly payment be for 11990 156TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11990 156TH STREET?+

The most recent tax bill on record (2025) was $4,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mc Alpin?+

At $995,000, this home is listed about 9% above the Mc Alpin median of $914,500. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$995,000 runs 22% above the MC ALPIN 32062 median — but at 2,700 sqft it's also 19% larger than the typical Mc Alpin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

53 days on market against a Mc Alpin median of 5 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,199,000, now $995,000 — a $204K cut. The full history is in the market section below.

Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Mark Koper. MLS #OM724958.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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