5215 N HONEYCREEK TERRACE, CRYSTAL RIVER, FL, 34428
Active84 days on marketListed May 18, 2026MLS #OM724950
About this home
5215 N HONEYCREEK TERRACE
Welcome to your own private retreat! Nestled on 7.58 fully fenced acres, this one-of-a-kind estate offers luxury, privacy, and endless possibilities. Enter through the electric gated entrance and discover a stunning property featuring a spring-fed 2-acre lake with a floating dock, lighting, water, and electric, creating the perfect backdrop for peaceful living and entertaining. The main residence offers 3 bedrooms, 2 bathrooms, and 2,868 square feet of living space with soaring 15-foot ceilings, double crown molding, stained glass accents, a wood-burning fireplace, formal dining room, breakfast nook, and an open-concept kitchen featuring granite countertops and JennAir appliances. The luxurious primary suite boasts a spa-inspired bath with custom stonework, frameless shower, Jacuzzi tub, bidet, double vanities, and designer finishes. Enjoy resort-style outdoor living with a newly refinished heated pool and spa, fountain features, tanning shelf, summer kitchen with Lynx Professional grill, built-in cooler, granite countertops, and an expansive screened lanai. Additional highlights include a detached RV/motorhome garage with 14' x 14' doors, insulated workshop garage. Check out the impressive 1034 sqft 1/1 bath detached guest house/game room complete with granite kitchen, full bath, spacious living room with fireplace, and 15-foot wood-beam ceilings—ideal for guests, extended family, or multigenerational living. The air-conditioned dog kennel includes an elevated bathing station and two separate dog runs. A 600-amp electrical service powers this remarkable estate. Enjoy the best of both worlds with a peaceful rural setting that feels private and secluded, yet remains conveniently close to shopping, dining, medical facilities, and everyday amenities. The Suncoast Parkway entrance is just a 5-minute drive away, providing easy access to the Tampa Bay area in a little over an hour. With plenty of room for horses, livestock, recreational vehicles, hobbies, or home-based businesses—and no deed restrictions—the possibilities are endless. Whether you're seeking a luxury estate, multigenerational compound, equestrian property, or private family retreat, this exceptional property delivers.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,496
Sqft
7.58 ac
Lot size
10
Garage
1994
Year built
One
Levels
$426
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,183 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,183/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$426 vs $213
Days on market
84 vs 55 typical
Where $426/sqft sits among the 150 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
78 of 150
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 688% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 5215 N HONEYCREEK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$510,000
5204 N TUMBLEWOOD DRIVE · same community
3 bd · 2 ba · 1,604 sqft · $318/sqft · 57 DOM
Sold · Mar ’26$350,000
4099 N LIDA POINT
3 bd · 2 ba · 2,385 sqft · $147/sqft · 1 DOM
Sold · Jan ’26$330,000
9480 W CARAVAN PATH
4 bd · 2 ba · 2,336 sqft · $141/sqft · 284 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5215 N HONEYCREEK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5215 N HONEYCREEK TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5215 N HONEYCREEK TERRACE FAQs
What would the monthly payment be for 5215 N HONEYCREEK TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,183/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5215 N HONEYCREEK TERRACE?+
The most recent tax bill on record (2025) was $5,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $1,490,000, this home is listed about 373% above the Crystal River median of $314,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5215 N HONEYCREEK TERRACE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,490,000 runs 688% above the CRYSTAL RIVER 34428 median — but at 3,496 sqft it's also nearly twice the size of the typical Crystal River listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,650,000, now $1,490,000 — a $160K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNSHINE SIGNATURE HOMES · Jennifer Doak. MLS #OM724950.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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