David Ramirez
$562,900$572,9003 bd2.5 ba2,479 sqft$227 /sqft$3,789 /mo all-in ↓

39 WOOD RIDGE DRIVE, OCALA, FL, 34482

Active68 days on marketListed May 18, 2026MLS #OM724876

Reduced $10KPrivate poolSingle Family ResidenceMEADOW WOOD FARMS UN 02

About this home

39 WOOD RIDGE DRIVE

Spacious and beautifully updated 3-bedroom, 2.5-bath home offering comfort, charm, and endless possibilities! This property features a sparkling saltwater pool with a 2025 pool pump, plus a 2025 well pump and new garage doors for added peace of mind. Inside, you'll find upgraded flooring throughout with no carpet in the home. The inviting layout includes a separate formal living room, a cozy fireplace in the great room, and a second fireplace in the spacious primary bedroom, creating the perfect cozy retreat. The kitchen features solid-surface countertops, stainless steel appliances, and a large island! Step outside to enjoy the large backyard, complete with an impressive 11.5 x 32 shed/with electric and plenty of open space ready for your dream mini farm, garden, or outdoor oasis. Fruit lovers will appreciate the established peach, apple, mulberry, and banana trees, along with a raspberry bush. Additional features include a front-yard irrigation system and partial smart home capabilities. A unique property blending modern updates, functional space, and country-style living! Come and enjoy all of this within a horse-friendly community only 9.9 miles from WEC and 13.7 miles from HITS!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,479

Sqft

2 ac

Lot size

2

Garage

1988

Year built

One

Levels

$227

Per sqft

Private poolFireplacePark/Greenbelt viewPets allowed

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationBlock · Concrete Perimeter
ViewPark/Greenbelt
FacesWest
ExteriorFrench Doors · Irrigation System · Private Mailbox · Rain Gutters

Community & fees

HOA fee$8/mo
Taxes (2025)$4,475/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,789 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,037
PMI (est., until 20% equity)$211
Property tax — 2025 actual bill$373
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,290Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,290
Interest rate6.00%
Loan term

Estimated payment

$3,789/mo

Principal & interest$3,037
PMI (est., until 20% equity)$211
Property taxes (actual bill)$373
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$227 vs $181

Days on market

68 vs 43 typical

Where $227/sqft sits among the 400 Ocala actives

125
164
67 · this home
14
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 39 WOOD RIDGE DRIVE

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

154 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $562,900 $10K
May 18, 2026Listed at $572,900 · 68 days on market since
1988Built · MEADOW WOOD FARMS UN 02

Reality check

What actually sold near 39 WOOD RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

40 WINTERGREEN WAYSold · Apr ’26

$567,500

40 WINTERGREEN WAY · same community

3 bd · 2 ba · 2,199 sqft · $258/sqft · 232 DOM

16 COUNT FLEET DRIVESold · Jul ’25

$570,000

16 COUNT FLEET DRIVE · same community

3 bd · 2 ba · 1,989 sqft · $287/sqft · 21 DOM

14 COUNT FLEET DRIVESold · Jul ’25

$420,000

14 COUNT FLEET DRIVE · same community

3 bd · 2 ba · 1,778 sqft · $236/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 39 WOOD RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 39 WOOD RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

39 WOOD RIDGE DRIVE FAQs

What would the monthly payment be for 39 WOOD RIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,789/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 39 WOOD RIDGE DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 39 WOOD RIDGE DRIVE?+

The most recent tax bill on record (2025) was $4,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 39 WOOD RIDGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $562,900, this home is listed about 88% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 39 WOOD RIDGE DRIVE?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$562,900 runs 119% above the OCALA 34482 median — but at 2,479 sqft it's also 43% larger than the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $572,900, now $562,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of HOMERUN REALTY · Lynn Taylor. MLS #OM724876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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