7122 SE 12TH CIRCLE, OCALA, FL, 34480
Active68 days on marketListed May 15, 2026MLS #OM724820
About this home
7122 SE 12TH CIRCLE
Elegant Living in the Country Club of Ocala Located within the Country Club of Ocala, this beautifully maintained residence offers timeless elegance, spacious living, and exceptional indoor-outdoor entertaining. Featuring 4 bedrooms, 2 full bathrooms, and 2 half baths, the thoughtfully designed floor plan also includes a spacious bonus room ideal for a media room, game room, home office, or additional gathering space. From the moment you arrive, the home’s mature landscaping, inviting curb appeal, and stately architectural details create a warm and welcoming first impression. Inside, rich finishes, tray ceilings, crown molding, and abundant natural light enhance the home’s refined yet comfortable character. The spacious kitchen is designed for both everyday living and entertaining, featuring extensive cabinetry, granite countertops, a center island, and an open flow overlooking the main living areas. The expansive living room serves as the heart of the home, showcasing soaring ceilings, a stunning floor-to-ceiling stone fireplace with custom wood accents, and seamless access to the outdoor entertaining spaces through multiple French doors. Designed to embrace Florida living, the interior opens effortlessly to a spacious covered lanai and screened pool enclosure, creating the perfect setting for year-round enjoyment. Beyond the pool area, a beautifully designed fire pit area provides an inviting space to relax and entertain guests while enjoying the peaceful surroundings. The owner’s suite offers a relaxing private retreat with generous proportions and a luxurious bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Additional bedrooms are thoughtfully positioned for comfort and privacy. Situated within one of Ocala’s most sought-after gated golf communities, this exceptional home offers a wonderful blend of elegance, comfort, and entertaining. All conveniently located near shopping, dining, golf, and everything Ocala has to offer.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,375
Sqft
0.99 ac
Lot size
3
Garage
1999
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,558 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,558/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Ocala actives
$295 vs $181
Days on market
68 vs 43 typical
Where $295/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 256% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7122 SE 12TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$925,000
6907 SE 12TH CIRCLE · same community
4 bd · 3 ba · 3,063 sqft · $302/sqft · 130 DOM
Sold · Apr ’26$850,000
6906 SE 12TH CIRCLE · same community
4 bd · 3 ba · 2,583 sqft · $329/sqft · 105 DOM
Sold · Jun ’26$1,400,000
6775 SE 12TH CIRCLE · same community
5 bd · 3.5 ba · 4,330 sqft · $323/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7122 SE 12TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7122 SE 12TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7122 SE 12TH CIRCLE FAQs
What would the monthly payment be for 7122 SE 12TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,558/mo — principal and interest, the actual property-tax bill, the $203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7122 SE 12TH CIRCLE?+
The association fee works out to $203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7122 SE 12TH CIRCLE?+
The most recent tax bill on record (2025) was $5,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7122 SE 12TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $995,430, this home is listed about 233% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7122 SE 12TH CIRCLE?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM724820.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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