128 MOCKINGBIRD LANE, LADY LAKE, FL, 32159
Active53 days on marketListed May 30, 2026MLS #OM724809
About this home
128 MOCKINGBIRD LANE
Beautiful 1.85-acre agricultural-zoned property in the highly desirable Lady Lake area, located only minutes from The Villages without the high prices or restrictions. This peaceful property offers paved road frontage, plenty of open space, and endless possibilities for a dream home, mini farm, investment opportunity, or private country retreat. Bring your horses, RVs, boats, gardens, and imagination. Conveniently located near shopping, restaurants, medical facilities, and entertainment while still offering the quiet feel of country living. Properties like this are becoming harder to find, especially in the mid-$140s. Great potential with the possibility of splitting the property as well.
Facts & features
The home at a glance
1.8 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,228 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,228/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lady Lake
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 MOCKINGBIRD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$55,000
440 ALMA STREET
2 bd · 1 ba · 696 sqft · $79/sqft · 5 DOM
Sold · Jan ’26$90,000
235 GRIFFIN VIEW DRIVE
2 bd · 2 ba · 768 sqft · $117/sqft · 35 DOM
Sold · Feb ’26$210,000
413 FIRST DRIVE
2 bd · 2 ba · 832 sqft · $252/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 MOCKINGBIRD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 MOCKINGBIRD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
128 MOCKINGBIRD LANE FAQs
What would the monthly payment be for 128 MOCKINGBIRD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 MOCKINGBIRD LANE?+
The most recent tax bill on record (2025) was $1,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lady Lake?+
At $144,900, this home is listed about 55% below the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 MOCKINGBIRD LANE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM724809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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