9690 N ALDER AVENUE, CRYSTAL RIVER, FL, 34428
Active82 days on marketListed May 13, 2026MLS #OM724667
About this home
9690 N ALDER AVENUE
Escape to the quiet side of Florida’s Nature Coast with this charming 3-bedroom, 2-bath pool home set on 2.3 acres of beautifully wooded land (2 parcels 1.15 acres each) Currently a popular Airbnb location, tucked away on a cozy corner lot, this property offers the perfect blend of space, serenity, and convenience—surrounded by mature trees that create a peaceful, natural setting with plenty of room to roam. Step outside to your own backyard retreat, where a screened-in pool area invites you to relax, entertain, and enjoy Florida living year-round. Whether it’s morning coffee with the sounds of nature or evenings under the stars, this home is designed for comfort and privacy. Located just minutes from Crystal River, you’ll have easy access to some of the area’s most sought-after outdoor attractions. The region is famous for its crystal-clear springs, including Three Sisters Springs, where year-round 72° waters attract wildlife and provide incredible opportunities for kayaking, swimming, viewing manatees and Scalloping...Nearby waterways and the Gulf provide excellent fishing opportunities, with a wide variety of inshore and offshore spots for anglers of all levels, also Lake Rousseau which is known for its Annual Bass Tournaments! Commuting and travel are made easy with quick access to U.S. Highway 19, and the expanding Suncoast Parkway (State Road 589) which will be ending near the development, offering a convenient route South toward Tampa and beyond, enhancing both accessibility and future value in the area. This property is for those seeking a peaceful lifestyle without sacrificing proximity to outdoor adventure, boating, fishing, and modern conveniences. Whether you’re looking for a full-time residence, vacation retreat, or investment opportunity, this home captures the essence of Florida living at its best. Property has 2 RV Hookups and Large storage shed. Furniture is Negotiable (New 40 gallon water heater just replaced. Roof on shed replaced. New Samsung microwave.)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,431
Sqft
2.3 ac
Lot size
1
Garage
1994
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$325 vs $215
Days on market
82 vs 65 typical
Where $325/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 139% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 9690 N ALDER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$320,000
12739 W FLAXEN DRIVE · same community
3 bd · 2 ba · 1,613 sqft · $198/sqft · 140 DOM
Sold · May ’26$235,000
10022 N TWINFLOWER TERRACE · same community
2 bd · 2 ba · 1,078 sqft · $218/sqft · 36 DOM
Sold · Mar ’26$400,000
12988 W BALTIC IVY STREET · same community
4 bd · 2 ba · 1,811 sqft · $221/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9690 N ALDER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9690 N ALDER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9690 N ALDER AVENUE FAQs
What would the monthly payment be for 9690 N ALDER AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9690 N ALDER AVENUE?+
The most recent tax bill on record (2025) was $577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $465,000, this home is listed about 44% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9690 N ALDER AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Michele Allan. MLS #OM724667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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