David Ramirez
$469,999$485,0004 bd3 ba2,997 sqft$157 /sqft$3,470 /mo all-in ↓

5035 SW 91ST PLACE, OCALA, FL, 34476

Active73 days on marketListed May 11, 2026MLS #OM724512

Reduced $15KSingle Family ResidenceOAKS/OCALA XINGS SOUTH PH TWO

About this home

5035 SW 91ST PLACE

One or more photo(s) has been virtually staged. Welcome to this beautifully upgraded 4-bedroom, 3 bath residence offering nearly 3,000 sq. ft. of thoughtfully designed living space in a community with a low HOA! From the moment you arrive, you'll notice the attention to detail and premium upgrades throughout. The heart of the home is a stunning chef's kitchen featuring abundant cabinetry, expansive counter space, and an oversized walk-in pantry perfect for entertaining and everyday living. Spacious open-concept living areas flow seamlessly to the incredible upgraded lanai addition complete with a roof extension and screened enclosure- creating the ultimate indoor/outdoor Florida lifestyle. This home is loaded with upgrades including tile throughout (except bedrooms), tiled showers with upgraded glass doors, ceiling fans in every room, custom window treatments, upgraded front door, gutters, irrigation system, vinyl fencing, and added concrete extensions for the driveway and garage area, walkway, and lanai space. Extra lighting in the closets and garage adds both convenience and functionality. With generous room sizes, stylish finishes, and move-in ready condition, this home truly stands out from the rest. Conveniently located near shopping, dining, and everyday amenities-this is the one buyers have been waiting for !

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,997

Sqft

0.21 ac

Lot size

2

Garage

2023

Year built

One

Levels

$157

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave
InteriorCeiling Fan(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesSouth
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$54/mo
Taxes (2025)$3,373/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,470 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$281
HOA fee — from the listing$54
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,450
Interest rate6.00%
Loan term

Estimated payment

$3,470/mo

Principal & interest$2,767
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$281
HOA / condo fee$54
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$371KedgeAI estimate $403,192 · range $387K$419K$489K

vs edgeAI estimate

+16.6%

Days on market

73 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Oaks At Ocala Crossing

Map of 5035 SW 91ST PLACE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

The Oaks At Ocala Crossing — neighborhood snapshot

Population

406

Median age

44

Median income

$100,429

Median home value

$285,200

Avg household

3

Households w/ children

64%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,999 $15K
May 11, 2026Listed at $485,000 · 73 days on market since
2023Built · OAKS/OCALA XINGS SOUTH PH TWO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5035 SW 91ST PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5035 SW 91ST PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5035 SW 91ST PLACE FAQs

What would the monthly payment be for 5035 SW 91ST PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,470/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5035 SW 91ST PLACE?+

The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5035 SW 91ST PLACE?+

The most recent tax bill on record (2025) was $3,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5035 SW 91ST PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $469,999, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5035 SW 91ST PLACE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Tamara Tucker. MLS #OM724512.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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