David Ramirez
$1,175,0003 bd2 ba1,988 sqft$591 /sqft$7,336 /mo all-in ↓

25 PALM DRIVE, YANKEETOWN, FL, 34498

Active74 days on marketListed May 11, 2026MLS #OM724422

New constructionWaterfrontSingle Family ResidenceWATERWAY ESTATE 3

About this home

25 PALM DRIVE

Exceptional 3-bed, 2-bath, waterfront stilt home has the perfect blend of modern innovation & coastal authenticity only minutes from Crystal River. Over 4,000 total sqft, w/ 1,988 sqft of elevated living space, this thoughtfully designed residence was built w/ both comfort & resilience in mind. The main living level sits at an impressive 19' above elevation—2' above current base flood requirements, providing an added layer of peace of mind. From the foyer, you can ascend the beautiful wooden staircase or take the convenience of the elevator. 8' doors, luxury vinyl plank flooring, & expansive pocketing sliders, to the upper porch, fill the space w/ natural light while effortlessly bringing the outdoors in. The spacious kitchen features shaker cabinetry, quartz countertops, a large center island, & 2 pantries, including a generous walk-in for exceptional storage. Soaring 13' ceilings wrapped in pine slats create a truly breathtaking architectural statement. The primary suite is a retreat of its own, complete w/ dual walk-in closets & a spa-inspired bath showcasing a massive multi-head shower—perfectly designed for both relaxation & practicality—along w/ dual vanities a luxurious jacuzzi tub & lighted, heated medicine cabinets. Smart home technology, allows you to control the front door lock, garage doors, security cameras, irrigation, & HVAC directly from your phone. The home is also equipped with high-speed fiber optic internet, city water w/ a pressure booster, & a brand-new septic system & drainfield. Built to 2025 code standards, the lower level incorporates flood-resistant materials, including Durock walls, composite doors, flood vents, & breakaway walls. The ground floor also sits nearly 3’ above the existing grade for additional peace of mind. A 4-car garage with 8' doors, along with an outdoor shower, provides ample space for vehicles, gear, and coastal living essentials. For boating enthusiasts, this property is nothing short of extraordinary. With nearly 190' of seawall capped in 4-ft-wide concrete w/ solar lighting, a private boat ramp, floating dock, boat whips, and a 5k lb lift w/ a new 2023 motor, you have direct DEEP WATER access to the pristine waters leading out to the Gulf, no more than 30 minutes by boat. It is, in every sense, a boater’s paradise. Additional features include a metal roof, tankless water heater, a leased propane tank for the existing gas range & pre piped for a gas dryer & outdoor kitchen w/ easy connections for a generator. A 237 sqft screened back porch with no-see-um mesh for year-round enjoyment. There is also a 576 sqft detached garage w/ water & electric to store all of your fishing gear. Located in a golf cart-friendly community, this home embraces the relaxed, neighborly lifestyle that defines Yankeetown. If you’ve been searching for a waterfront property that offers modern luxury, thoughtful construction, & the soul of Old Florida, this is a rare opportunity to have it all.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,988

Sqft

0.38 ac

Lot size

5

Garage

2026

Year built

Two

Levels

$591

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Upper Level
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofMetal
ConstructionConcrete · HardiPlank Type
FoundationSlab · Stilt/On Piling
ViewWater
FacesNorthwest
ParkingBoat
ExteriorIrrigation System · Lighting · Misting System · Outdoor Shower · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,741/yr

Utilities & systems

UtilitiesCable Available · Fiber Optics · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,336 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2025 actual bill$395
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$7,336/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$395
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$402KedgeAI estimate $649,525 · range $419K$742K$1.2M

vs edgeAI estimate

+80.9%

$/sqft vs Yankeetown actives

$591 vs $223

Days on market

74 vs 67 typical

Where $591/sqft sits among the 8 Yankeetown actives

2
5
0
1
0
0 · this home
$90–174$174–257$257–341$341–424$424–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Yankeetown

Map of 25 PALM DRIVE

Get to know Yankeetown. See the full Yankeetown guide →

YANKEETOWN 34498 — neighborhood snapshot

Population

666

Median age

59.8

Median income

$56,875

Median home value

$307,800

Avg household

2.24

Households w/ children

65%

The numbers that matter

The Yankeetown market

Seller’s marketLeans buyer8.0 months of inventoryBuyer’s market

$150K$550K

Yankeetown median sold, yr/yr

90.1%

Sale-to-list ratio (12 mo)

4 of 8

Yankeetown actives have cut their price

Median sold price, Yankeetown, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 187% above the YANKEETOWN 34498 median. See the full Yankeetown market guide →

Paper trail

This home's history

May 11, 2026Listed at $1,175,000 · 74 days on market since
2026Built · WATERWAY ESTATE 3

Reality check

What actually sold near 25 PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 PALM DRIVESold · Apr ’26

$700,000

5 PALM DRIVE · same community

3 bd · 2.5 ba · 2,088 sqft · $335/sqft · 103 DOM

16 PALM DRIVESold · Apr ’26

$150,000

16 PALM DRIVE · same community

2 bd · 1 ba · 1,752 sqft · $86/sqft · 223 DOM

16645 W RIVER RDSold · Jul ’26

$510,000

16645 W RIVER RD

4 bd · 2 ba · 1,836 sqft · $278/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25 PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

25 PALM DRIVE FAQs

What would the monthly payment be for 25 PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25 PALM DRIVE?+

The most recent tax bill on record (2025) was $4,741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Yankeetown?+

At $1,175,000, this home is listed about 220% above the Yankeetown median of $367,500. The market section on this page shows how the area is trending.

Listing courtesy of OCALA MARION COUNTY ASSOCIATION OF REALTORS® INC · Reciprocal Listing OMCAR. MLS #OM724422.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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