David Ramirez
$545,0003 bd2.5 ba2,114 sqft$258 /sqft$4,327 /mo all-in ↓

1264 W DIAMOND SHORE LOOP, HERNANDO, FL, 34442

Active72 days on marketListed May 8, 2026MLS #OM724352

Private poolSingle Family ResidenceLAKEVIEW VILLAS

About this home

1264 W DIAMOND SHORE LOOP

Welcome to this exquisite custom-built pool home set along the golf course in Terra Vista’s highly desirable Lakeview Villas. Impeccably maintained and thoughtfully designed, this residence offers 2,114 square feet of refined living space with three bedrooms, two-and-a-half baths, and a versatile bonus room that adapts beautifully to your lifestyle. The moment you step inside, you are greeted by a light-filled interior with soaring ceilings that create an immediate sense of openness. The spacious great room is enhanced by recessed lighting, transom windows, plantation shutters, and sliding glass doors that seamlessly connect the indoors to the tranquil screened-in lanai and sparkling pool. Every detail contributes to an atmosphere of warmth and modern elegance. The kitchen serves as the heart of the home, showcasing granite countertops, a generous breakfast bar, a gas cooktop, custom cabinetry with a sleek backsplash, and premium stainless steel appliances. Whether preparing everyday meals or hosting gatherings, this space is both functional and visually striking. Entertaining is effortless with multiple living and dining areas, including a formal dining room currently styled as an additional living space. The primary suite is a peaceful retreat designed for relaxation, featuring dual walk-in closets, a water closet, dual sinks, an oversized walk-in shower, and a luxurious soaking tub. The split floor plan ensures comfort and privacy for guests, with well-appointed guest bedrooms positioned away from the primary suite. A flexible office or den provides an ideal bonus space for work or hobbies. Additional conveniences include an interior laundry room with custom cabinetry and a utility sink, as well as a thoughtfully placed half bath near the garage entrance. Outside, the Florida lifestyle unfolds beautifully. The screened-in lanai offers peaceful views of the golf course, while the paver-lined pool area invites you to unwind, entertain, or simply enjoy the serenity of your surroundings. Tankless water heater for endless supply and reduced energy use. This Home is "Carefree" allowing time to enjoy Recreational Amenities & the Social Membership of the Citrus Hills Golf & Country Club, featuring World Class fitness/spa and pools, Restaurants/Tiki Bar, Active Social Entertainment, Golf, Tennis, Pickle Ball, Volleyball, Dog Park & Bocce Ball. Best of all, you’ll be less than 4 miles from the Shoppes at Black Diamond, including Target, Texas Roadhouse, Aldi & Hobby Lobby. Explore downtown Inverness or you can venture to downtown Crystal River for waterfront dining. Enjoy world class fishing, boating, diving, kayaking, scalloping and swim with our world-famous manatees! And if you’re jet-setting, Tampa International Airport is about an hour away. Don’t let this opportunity slip away! Call today and make this Florida home your own!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,114

Sqft

0.19 ac

Lot size

2

Garage

2015

Year built

One

Levels

$258

Per sqft

Private poolGolf Course viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewGolf Course
FacesSouth
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$6,216/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,327 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property tax — 2025 actual bill$518
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,075
Interest rate6.00%
Loan term

Estimated payment

$4,327/mo

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property taxes (actual bill)$518
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $545K
$360KedgeAI estimate $436,770 · range $375K$462K$567K

vs edgeAI estimate

+24.8%

$/sqft vs Hernando actives

$258 vs $197

Days on market

72 vs 37 typical

Where $258/sqft sits among the 101 Hernando actives

18
17
28
17
8 · this home
13
$119–150$150–181$181–212$212–242$242–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 1264 W DIAMOND SHORE LOOP

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

ElementaryForest Ridge Elementary School★★★★★
MiddleLecanto Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

51 of 101

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

May 8, 2026Listed at $545,000 · 72 days on market since
2015Built · LAKEVIEW VILLAS

Reality check

What actually sold near 1264 W DIAMOND SHORE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6480 NW 109TH PLACESold · Sep ’25

$325,000

6480 NW 109TH PLACE · same community

3 bd · 2 ba · 1,706 sqft · $191/sqft · 78 DOM

6508 NW 109TH PLACESold · May ’26

$292,900

6508 NW 109TH PLACE · same community

3 bd · 2 ba · 1,694 sqft · $173/sqft · 101 DOM

790 N FRESNO AVENUESold · Sep ’25

$280,000

790 N FRESNO AVENUE

2 bd · 2 ba · 2,126 sqft · $132/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1264 W DIAMOND SHORE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1264 W DIAMOND SHORE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1264 W DIAMOND SHORE LOOP FAQs

What would the monthly payment be for 1264 W DIAMOND SHORE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,327/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1264 W DIAMOND SHORE LOOP?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1264 W DIAMOND SHORE LOOP?+

The most recent tax bill on record (2025) was $6,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1264 W DIAMOND SHORE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $545,000, this home is listed about 46% above the Hernando median of $372,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1264 W DIAMOND SHORE LOOP?+

Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Bruce Brunk. MLS #OM724352.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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