10956 SW 62ND TERRACE, OCALA, FL, 34476
Active83 days on marketListed May 7, 2026MLS #OM724318
About this home
10956 SW 62ND TERRACE
Welcome home to this beautifully updated and move-in ready 2 bedroom, 2 bathroom home with a spacious 2-car garage, located in a desirable 55+ community on the southwest side of Ocala! This thoughtfully designed split floor plan offers privacy with bedrooms situated on opposite sides of the home, while the open-concept living area creates a bright and inviting feel throughout. One of the standout features is the large Florida room under air, adding valuable extra living space perfect for relaxing, entertaining, a hobby room, or enjoying the Florida lifestyle year-round. This home has been extensively updated and meticulously maintained with replacement windows, brand new vinyl plank flooring throughout, fresh interior paint, and a freshly painted garage including the garage floor. The newer hot water heater, new electrical panel, and updated attic plumbing provide added peace of mind for years to come. Conveniently located close to shopping, dining, medical facilities, and everyday conveniences, this home truly offers comfort, convenience, and low-maintenance living. Best of all, the home can come fully furnished, making it an easy turnkey option for seasonal or full-time living. There is absolutely nothing left to do, just move right in and start enjoying everything this beautiful home and community have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,398
Sqft
0.25 ac
Lot size
2
Garage
1988
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Ocala actives
$136 vs $180
Days on market
83 vs 43 typical
Where $136/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
164 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10956 SW 62ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$146,800
10890 SW 63RD AVENUE · same community
2 bd · 2 ba · 1,144 sqft · $128/sqft · 202 DOM
Sold · Jul ’25$170,000
7242 SW 115TH PL
2 bd · 2 ba · 1,366 sqft · $124/sqft · 11 DOM
Sold · Mar ’26$201,000
7205 SW 115TH PLACE
2 bd · 2 ba · 1,366 sqft · $147/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10956 SW 62ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10956 SW 62ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10956 SW 62ND TERRACE FAQs
What would the monthly payment be for 10956 SW 62ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,616/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10956 SW 62ND TERRACE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10956 SW 62ND TERRACE?+
The most recent tax bill on record (2025) was $1,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10956 SW 62ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $189,900, this home is listed about 36% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10956 SW 62ND TERRACE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$189,900 is 34% below the OCALA 34476 median of $289,900, and at $136/sqft it sits under the Ocala average of $204.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $199,999, now $189,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Kathleen Van. MLS #OM724318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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