6938 SE 122ND LANE, BELLEVIEW, FL, 34420
Active84 days on marketListed May 6, 2026MLS #OM724214
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About this home
6938 SE 122ND LANE
BRAND NEW | USDA ELIGIBLE | NO HOA | OVERSIZED LOT Welcome to this beautiful brand-new 3-bedroom, 2-bath home situated on an oversized 10,454 sq. ft. lot in Belleview. The property is located in an area eligible for USDA financing, providing qualified buyers the opportunity for $0 down payment financing. Enjoy the freedom of no HOA and the flexibility to park your RV, boat, while still having plenty of room to create your ideal outdoor living space. The spacious backyard offers endless possibilities, including space for a pool, outdoor kitchen, workshop, garden, or even a detached guest house (ADU). As the builder, we are available to discuss and build a custom guest house or other backyard improvements tailored to the future owner’s needs. Inside, you’ll appreciate the bright open-concept floor plan filled with natural light, contemporary finishes, and a desirable split-bedroom layout that provides added privacy for the primary suite. Every major component is brand new—including the roof, HVAC system, plumbing, appliances, and finishes—allowing you to enjoy the benefits of modern, low-maintenance living. Conveniently located with easy access to Ocala, The Villages, shopping, dining, schools, and major roadways, this home combines comfort, flexibility, and convenience. Whether you’re a first-time homebuyer, downsizing, investing, or searching for a brand-new home with extra outdoor space and room for future expansion, this property is an exceptional opportunity. Schedule your private showing today and discover everything this beautiful new home has. Photo Disclosure: The table and chairs shown on the front porch were virtually staged using AI to help illustrate the potential use of the space.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,302
Sqft
0.24 ac
Lot size
1
Garage
2026
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,767 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,767/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs Belleview actives
$192 vs $177
Days on market
84 vs 31 typical
Where $192/sqft sits among the 146 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$255K → $276K
Belleview median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
70 of 146
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 6938 SE 122ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
12349 SE 67TH TERRACE ROAD
3 bd · 2 ba · 1,278 sqft · $196/sqft · 14 DOM
Sold · Nov ’25$244,900
12331 SE 67TH TERRACE ROAD
3 bd · 2 ba · 1,278 sqft · $192/sqft · 22 DOM
Sold · Oct ’25$195,000
6340 SE 127TH PLACE
3 bd · 2 ba · 1,332 sqft · $146/sqft · 298 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6938 SE 122ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6938 SE 122ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6938 SE 122ND LANE FAQs
What would the monthly payment be for 6938 SE 122ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,767/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6938 SE 122ND LANE?+
The most recent tax bill on record (2025) was $309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleview?+
At $249,900, this home is listed about 12% below the Belleview median of $283,735. The market section on this page shows how the area is trending.
Which schools are assigned to 6938 SE 122ND LANE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEVIEW 34420 market on paper
$249,900 is 3% below the BELLEVIEW 34420 median of $257,900.
02Time on market is leverage
84 days on market against a Belleview median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $262,500, now $249,900 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Rosa Maria Maldonado. MLS #OM724214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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