963 CHERRY VALLEY WAY, ORLANDO, FL, 32828
Active77 days on marketListed May 7, 2026MLS #OM724173
About this home
963 CHERRY VALLEY WAY
EXPERIENCE THE PERFECT BLEND of style and versatility in this 4-bedroom, 2.5-bath gem boasting nearly 2,500 SF of thoughtfully designed living space. Nestled in the highly coveted 32828 zip code within the vibrant Bridge Water community, this residence offers a rare split-floorplan featuring a first-floor primary suite plus a secondary guest room on the main level—ideal for a home office or multi-generational living. The heart of the home is a chef-inspired kitchen that seamlessly connects to two expansive living areas via a convenient breakfast bar, featuring high ceilings and an open-concept flow perfect for seamless entertaining. Step outside to your private outdoor oasis, where a screened lanai overlooks a serene, fully fenced backyard that offers premium privacy and a lush backdrop for weekend gatherings. The Bridge Water lifestyle offers more than just a home; it provides a resort-style atmosphere with access to a clubhouse, fitness center, playground, scenic walking trails, and two sparkling community pools. Strategically located for the savvy commuter, this property ensures effortless connectivity to SR 408, 417, and 528, putting you just 40 minutes from Cocoa Beach and minutes from the Orlando International Airport. Enjoy unparalleled convenience with close proximity to UCF, Research Parkway, Waterford Lakes Town Center, and Avalon Park, as well as essential stops like Starbucks and Advent Health. Move-in ready and positioned in one of East Orlando’s most sought-after real estate markets, this exceptional property is a true piece of paradise waiting for its next owner.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,485
Sqft
0.12 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
Days on market
77 vs 34 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 963 CHERRY VALLEY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 963 CHERRY VALLEY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
963 CHERRY VALLEY WAY FAQs
What would the monthly payment be for 963 CHERRY VALLEY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 963 CHERRY VALLEY WAY?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 963 CHERRY VALLEY WAY?+
The most recent tax bill on record (2025) was $7,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 963 CHERRY VALLEY WAY?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $500,000, this home is listed about 28% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Listing courtesy of MOMENTUM REALTY - OCALA · Joe Brown. MLS #OM724173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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