24813 E HIGHWAY 316, FORT MC COY, FL, 32134
Active80 days on marketListed May 5, 2026MLS #OM724105
About this home
24813 E HIGHWAY 316
Tucked away in the peaceful heart of Salt Springs, this charming 2-bedroom, 1-bath cottage offers the perfect escape from the pace of everyday life. Enjoy serene lake views right from the front porch—ideal for morning coffee or relaxing evenings. The property is fully fenced, with woods bordering the rear and side for ultimate privacy. Built to last, the home features solid block construction for both the exterior and interior walls, providing exceptional durability and insulation. Additional highlights include an XL carport, storage shed, workshop/equipment room, and well water. Nature lovers will appreciate being just minutes from Salt Springs Recreation Area in the Ocala National Forest, with other nearby destinations like Silver Springs State Park, Juniper Springs Recreation Area, and Alexander Springs Recreation Area all within about 30–40 minutes. Conveniently located approximately 30–35 minutes to Ocala and 45–50 minutes to Gainesville, this private cottage offers the perfect blend of seclusion and accessibility.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.22 ac
Lot size
1992
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,422 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,422/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$214 vs $206
Days on market
80 vs 50 typical
Where $214/sqft sits among the 59 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$199K → $119K
Fort Mc Coy median sold, yr/yr
91.3%
Sale-to-list ratio (12 mo)
23 of 59
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 210% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 24813 E HIGHWAY 316
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$232,000
15120 NE 240TH COURT
2 bd · 1 ba · 912 sqft · $254/sqft · 20 DOM
Sold · Jul ’26$123,500
25203 NE 141ST LANE UNIT 254
1 bd · 1 ba · 518 sqft · $238/sqft · 100 DOM
Sold · Nov ’25$215,000
14370 NE 251ST CIRCLE
1 bd · 1 ba · 506 sqft · $425/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24813 E HIGHWAY 316 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24813 E HIGHWAY 316 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24813 E HIGHWAY 316 FAQs
What would the monthly payment be for 24813 E HIGHWAY 316?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,422/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24813 E HIGHWAY 316?+
The most recent tax bill on record (2025) was $1,849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $175,000, this home is listed about 1% above the Fort Mc Coy median of $172,500. The market section on this page shows how the area is trending.
Which schools are assigned to 24813 E HIGHWAY 316?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$175,000 runs 210% above the FORT MC COY 32134 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $192,000, now $175,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAJESTIC OAKS REALTY · Nicole Schreier. MLS #OM724105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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