David Ramirez
$209,500$229,0003 bd2 ba1,493 sqft$140 /sqft$1,510 /mo all-in ↓

14230 SE 20TH STREET, MORRISTON, FL, 32668

Active90 days on marketListed May 6, 2026MLS #OM724041

Priced 47% below the MORRISTON 32668 medianReduced $20KNew constructionManufactured HomeWILLISTON HIGHLANDS UN 5

About this home

14230 SE 20TH STREET

BRAND NEW ON 1.25 ACRES – MOVE-IN READY! Welcome to your dream home! This never-lived-in 3 bedroom, 2 bathroom manufactured home sits on a spacious 1.25 acre lot, offering the perfect blend of modern comfort and peaceful country living. Step inside to an open-concept floor plan filled with natural light, highlighted by energy-efficient double-pane windows and stylish recessed lighting throughout. Durable vinyl flooring flows seamlessly through every room, making maintenance a breeze, while walk-in closets in all bedrooms provide generous storage. A dedicated laundry room adds everyday convenience. Enjoy peace of mind with a brand new 4" well and septic system already in place. With no HOA and located outside of a flood zone, you’ll have the flexibility and freedom to truly make this property your own. Home has been set up fully FHA compliant with solid-backed skirting. Whether you're looking for space to relax, entertain, or grow, this property delivers. Don’t miss your opportunity to own a brand-new home with room to roam—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,493

Sqft

1.25 ac

Lot size

2025

Year built

One

Levels

$140

Per sqft

Inside

FlooringVinyl
AppliancesElectric Water Heater · Range · Range Hood · Refrigerator
InteriorOpen Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$291/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,510 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,233
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$24
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,333Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,333
Interest rate6.00%
Loan term

Estimated payment

$1,510/mo

Principal & interest$1,233
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$24
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$182KedgeAI estimate $214,182 · range $190K$229K$238K

vs edgeAI estimate

−2.2%

$/sqft vs Morriston actives

$140 vs $283

Days on market

90 vs 47 typical

Where $140/sqft sits among the 53 Morriston actives

38 · this home
8
3
1
0
3
$134–438$438–742$742–1046$1046–1350$1350–1654$1654+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Morriston

Map of 14230 SE 20TH STREET

Get to know Morriston. See the full Morriston guide →

MORRISTON 32668 — neighborhood snapshot

Population

5,326

Median age

45.6

Median income

$55,028

Median home value

$209,000

Avg household

2.53

Households w/ children

608

The numbers that matter

The Morriston market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$363K$380K

Morriston median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

24 of 53

Morriston actives have cut their price

Median sold price, Morriston, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the MORRISTON 32668 median. See the full Morriston market guide →

Paper trail

This home's history

CurrentPrice reduced to $209,500 $20K
May 6, 2026Listed at $229,000 · 90 days on market since
2025Built · WILLISTON HIGHLANDS UN 5

Reality check

What actually sold near 14230 SE 20TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2250 SE 134TH TERRACESold · Dec ’25

$224,000

2250 SE 134TH TERRACE · same community

3 bd · 2 ba · 1,800 sqft · $124/sqft · 75 DOM

2291 SE 140 AVENUESold · Apr ’26

$200,000

2291 SE 140 AVENUE

3 bd · 2 ba · 1,493 sqft · $134/sqft · 78 DOM

14440 SE 21ST PLACESold · Sep ’25

$209,990

14440 SE 21ST PLACE

3 bd · 2 ba · 1,475 sqft · $142/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14230 SE 20TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14230 SE 20TH STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

14230 SE 20TH STREET FAQs

What would the monthly payment be for 14230 SE 20TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14230 SE 20TH STREET?+

The most recent tax bill on record (2025) was $291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Morriston?+

At $209,500, this home is listed about 70% below the Morriston median of $699,900. The market section on this page shows how the area is trending.

Listing courtesy of HARRIETT DOWNS REAL ESTATE LLC · Marc Pompeo. MLS #OM724041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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