David Ramirez
$435,000$475,0003 bd2 ba1,618 sqft$269 /sqft$3,254 /mo all-in ↓

10500 SW 65TH TERRACE, OCALA, FL, 34476

Active95 days on marketListed May 1, 2026MLS #OM723860

Reduced $40KSingle Family ResidencePRINCE ROSE ESTATE

About this home

10500 SW 65TH TERRACE

Rare opportunity to own a sought-after 1.14-acre property on the desirable Southwest side of Ocala, conveniently located near shopping, dining, and everyday conveniences. This beautifully maintained older home offers timeless character and craftsmanship you simply don't find in newer homes. Nestled beneath a stunning canopy of mature oak trees, the property welcomes you with charm and privacy. Inside, you?ll find no carpet, real wood floors in the foyer, formal dining room, and additional areas, plus a striking brick fireplace that beautifully separates the spacious living room from the formal dining room. The dining room features elegant bay windows overlooking the front grounds, while the living room offers serene views of the lanai and backyard. The kitchen is well-appointed with all-wood cabinetry, granite and solid-surface countertops, pull-out cabinet features, a coffee serving area, pass-through window The spacious primary suite includes wood flooring, a large walk-in closet, and an updated bath with shower, granite countertops, and grab bars for added convenience. Additional grab bars are also located in the home. The enclosed lanai is truly exceptionally versatile three-season space with both glass and screen panels so you can enjoy it year-round. Outside, the opportunities continue with a 28' x 15' concrete slab already in place with electric service perfect and ready for a future workshop, studio, or hobby space. The garage also includes an under-air 8' x 5' workshop or craft room for extra functionality. The front of the property is lined with gorgeous crêpe myrtles, adding even more curb appeal to this one-of-a-kind home and acreage setting.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,618

Sqft

1.14 ac

Lot size

2

Garage

1984

Year built

Multi/Split

Levels

$269

Per sqft

Fireplace

Inside

FlooringEngineered Hardwood · Tile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco · Wood Siding
FoundationSlab
FacesNortheast
ExteriorPrivate Entrance · Private Yard · Sidewalk

Community & fees

Taxes (2025)$4,085/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,254 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$340
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,254/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$340
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$211KedgeAI estimate $224,919 · range $220K$238K$452K

vs edgeAI estimate

+93.4%

$/sqft vs Ocala actives

$269 vs $184

Days on market

95 vs 48 typical

Where $269/sqft sits among the 400 Ocala actives

132
165
56
14 · this home
6
27
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10500 SW 65TH TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

144 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $435,000 $40K
May 1, 2026Listed at $475,000 · 95 days on market since
1984Built · PRINCE ROSE ESTATE

Reality check

What actually sold near 10500 SW 65TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10165 SW 65TH TERRACESold · Jun ’26

$385,000

10165 SW 65TH TERRACE · same community

3 bd · 2 ba · 2,029 sqft · $190/sqft · 25 DOM

11594 SW 75TH CIRCLESold · Apr ’26

$285,000

11594 SW 75TH CIRCLE

2 bd · 2 ba · 1,616 sqft · $176/sqft · 114 DOM

11598 SW 74TH COURTSold · Nov ’25

$300,000

11598 SW 74TH COURT

3 bd · 2 ba · 1,593 sqft · $188/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10500 SW 65TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10500 SW 65TH TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10500 SW 65TH TERRACE FAQs

What would the monthly payment be for 10500 SW 65TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10500 SW 65TH TERRACE?+

The most recent tax bill on record (2025) was $4,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $435,000, this home is listed about 45% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10500 SW 65TH TERRACE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Donna Knox. MLS #OM723860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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