4546 N TUMBLEWEED TRAIL, HERNANDO, FL, 34442
Active85 days on marketListed Apr 29, 2026MLS #OM723813
About this home
4546 N TUMBLEWEED TRAIL
See Realtor Remarks: Discover a blend of comfort, privacy, and Florida lifestyle in this beautifully updated home located in Hernando—just minutes from the scenic shores of Lake Hernando. Nestled in a peaceful residential setting in desirable Citrus County, this property offers a great opportunity for full-time living, a seasonal retreat, or investment. Featuring a spacious and functional layout, the home provides comfortable living areas filled with natural light, a well-appointed kitchen with ample cabinetry and workspace, and two generously sized bedrooms designed for relaxation. Step outside to enjoy the Florida sunshine with plenty of outdoor space—great for entertaining, gardening, or simply unwinding in your own setting. With convenient access to nearby shopping, dining, medical facilities, and outdoor recreation such as boating, fishing, and the natural beauty of the Withlacoochee State Trail, this location truly has it all. Whether you're searching for a primary residence or a smart real estate investment in a growing area, this Hernando gem is one you won’t want to miss.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
782
Sqft
0.25 ac
Lot size
1971
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$875 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.4%
$/sqft vs Hernando actives
$128 vs $197
Days on market
85 vs 37 typical
Where $128/sqft sits among the 100 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
54 of 100
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4546 N TUMBLEWEED TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$113,900
3277 E LARIAT LOOP
2 bd · 2 ba · 784 sqft · $145/sqft · 3 DOM
Sold · May ’26$85,000
4794 N APACHE TRL
2 bd · 1 ba · 762 sqft · $112/sqft · 49 DOM
Sold · Feb ’26$130,000
3990 N BLUEWATER DRIVE
2 bd · 1 ba · 744 sqft · $175/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4546 N TUMBLEWEED TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4546 N TUMBLEWEED TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4546 N TUMBLEWEED TRAIL FAQs
What would the monthly payment be for 4546 N TUMBLEWEED TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4546 N TUMBLEWEED TRAIL?+
The most recent tax bill on record (2025) was $982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $100,000, this home is listed about 73% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4546 N TUMBLEWEED TRAIL?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM723813.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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