David Ramirez
$419,990$427,9904 bd3 ba2,372 sqft$177 /sqft$2,833 /mo all-in ↓

6992 SW 44TH CIRCLE, OCALA, FL, 34474

Active84 days on marketListed Apr 29, 2026MLS #OM723792

Reduced $8KNew constructionSingle Family ResidenceTARTAN FARMS AT WINDING OAKS

About this home

6992 SW 44TH CIRCLE

Under Construction. This one-story, all concrete block constructed home has a truly open concept plan, featuring a great room with dining space that flows into the kitchen and dinette. Two bedrooms at the front of the home share a full bathroom, while Bedroom 1 with an ensuite bath is located on the rear of the home for privacy, providing beautiful views of the backyard. The fourth bedroom next to the kitchen features its own ensuite bath and walk-in closet. This home includes an installed stainless-steel range, microwave, and dishwasher. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,372

Sqft

0.16 ac

Lot size

3

Garage

2026

Year built

One

Levels

$177

Per sqft

Pets allowed

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Microwave · Range
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorIrrigation System

Community & fees

HOA fee$15/mo
Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,833 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$0
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,218/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$186
Est. property taxes$385
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$370KedgeAI estimate $399,761 · range $386K$405K$437K

vs edgeAI estimate

+5.1%

$/sqft vs TARTAN FARMS AT WINDING OAKS

$177 vs $159

Days on market

84 vs 43 typical

Where $177/sqft sits among the 17 homes for sale in TARTAN FARMS AT WINDING OAKS

3
4
1
4
1 · this home
4
$128–138$138–148$148–159$159–169$169–179$179+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 6992 SW 44TH CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34474 — neighborhood snapshot

Population

20,497

Median age

38.4

Median income

$62,150

Median home value

$177,800

Avg household

2.39

Households w/ children

2,288

For the school run

Marion County School District

ElementaryCollege Park Elementary School★★★★
HighWest Port High School★★★★★
MiddleLiberty Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

6 of 17

TARTAN FARMS AT WINDING OAKS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the OCALA 34474 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $419,990 $8K
Apr 29, 2026Listed at $427,990 · 84 days on market since
2026Built · TARTAN FARMS AT WINDING OAKS

Reality check

What actually sold near 6992 SW 44TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7070 SW 44TH CIRCLESold · Jun ’26

$377,990

7070 SW 44TH CIRCLE · same community

4 bd · 3 ba · 2,372 sqft · $159/sqft · 117 DOM

6867 SW 42ND COURT ROADSold · Jun ’26

$324,990

6867 SW 42ND COURT ROAD · same community

4 bd · 2.5 ba · 2,260 sqft · $144/sqft · 23 DOM

6929 SW 44TH CIRCLESold · May ’26

$339,990

6929 SW 44TH CIRCLE · same community

5 bd · 3 ba · 2,605 sqft · $131/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6992 SW 44TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6992 SW 44TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6992 SW 44TH CIRCLE FAQs

What would the monthly payment be for 6992 SW 44TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,833/mo — principal and interest, estimated property taxes, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6992 SW 44TH CIRCLE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6992 SW 44TH CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6992 SW 44TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $419,990, this home is listed about 40% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6992 SW 44TH CIRCLE?+

College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · Jessica Cruz. MLS #OM723792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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