5765 N CARL G ROSE HIGHWAY, HERNANDO, FL, 34442
Active96 days on marketListed Apr 29, 2026MLS #OM723780
About this home
5765 N CARL G ROSE HIGHWAY
See Realtor Remarks: Prime Commercial Waterfront Property. One of the few Lakefront Commercial Property thats Available on Lake Tsala Apopka. This 5.22 acres has many possibilities. Currently, this property is zoned Commercial, and the owner has placed a $80,000 slab for a new restaurant. Plans of the restaurant are being sold with the property. The property is located on Hwy 200/N Carl G Rose Hwy North, and there is a possibility that the 5.22-acre parcel could be split into 1.85 acres and the 3.37 acres and sold separately.
Facts & features
The home at a glance
5.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,811 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,811/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 496% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5765 N CARL G ROSE HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$180,000
6287 N CREW TERRACE
2 bd · 1 ba · 660 sqft · $273/sqft · 31 DOM
Sold · Dec ’25$85,000
3806 E ART LANE
2 bd · 1 ba · 672 sqft · $126/sqft · 274 DOM
Sold · May ’26$85,000
4794 N APACHE TRL
2 bd · 1 ba · 762 sqft · $112/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5765 N CARL G ROSE HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5765 N CARL G ROSE HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5765 N CARL G ROSE HIGHWAY FAQs
What would the monthly payment be for 5765 N CARL G ROSE HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5765 N CARL G ROSE HIGHWAY?+
The most recent tax bill on record (2025) was $3,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $1,628,000, this home is listed about 337% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5765 N CARL G ROSE HIGHWAY?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,628,000 runs 496% above the HERNANDO 34442 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
96 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM723780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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