David Ramirez
$329,000$339,9003 bd2 ba1,614 sqft$204 /sqft$2,830 /mo all-in ↓

5089 STOKES WAY, WILDWOOD, FL, 34785

Active85 days on marketListed May 1, 2026MLS #OM723772

Reduced $11KSingle Family ResidenceBEAUMONT PH 2 & 3

About this home

5089 STOKES WAY

BEAUTIFUL COTTAGE -STYLE BLOCK HOME, BUILT 2023. PRICE REDUCED GREATLY. ACCEPTING ANY REASONABLE OFFER "PER SELLERS" LOCATION LOCATION LOCATION. GOLF CART RIDE TO SUMTER LANDINGS 15 MINS. BROWNWOOD 5 MINS. NO AGE RESTRICTION. NEWER COMMUNITY BEAUMONT IN WILDWOOD D.R.HORTON BUILDER. Live close to Elementary, Middle and High Schools, The Villages at any age and enjoy fantastic GOLF, shopping, dining and entertainment close by!! The CDD amenities include a beautiful walk-in pool, clubhouse, bocce ball, fitness center, pickle-ball, clubs; your HOA dues include TV/internet, low maintenance lawn and pest service, tree/shrub care, and annual mulching. 1 of a kind detailed home is offered at Beaumont North in Wildwood, FL. 3 BEDROOMS 2 BATHROOMS, 2 CAR GARAGE. Jennings Floor plan. The home features woodwork throughout that is found in much higher price homes-- wide chair-rail, wainscotting and shelving. Other features are plantation shutters, five high-end 3 blade fans, coat-hook and shelf towel hanging, glass backsplash in kitchen, pavers in screened lanai, roll-up screens in the lanai and did I mention the woodwork and hooks carried into the garage?! Glass french doors lead into the 3RD BEDROOM - DEN-STUDY (PERSONAL CAVE)! Huge walk in pantry! Profession landscaping with curbing around entire home. WOW a garage that any handy person would enjoy. includes tool chests, refrigerator, and kenmore grill. Lets not forget the dog station. Wildwood Elementary School is a public school in Wildwood, FL, offering a Gifted & Talented program. It is one of 11 elementary schools in Sumter" Wildwood Middle/ High School is a public school in Wildwood, FL, offering 11 sports, Cambridge International curriculum, and a Gifted & Talented program. It is one of 14 schools in Sumter".

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,614

Sqft

0.11 ac

Lot size

2

Garage

2023

Year built

One

Levels

$204

Per sqft

Garden & Park/Greenbelt & Water viewNegotiable55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGarden · Park/Greenbelt · Water
FacesNorth
ExteriorGarden · Irrigation System

Community & fees

HOA fee$214/mo
Taxes (2025)$4,482/yr
PetsNumber Limit, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,830 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$374
HOA fee — from the listing$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,830/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$374
HOA / condo fee$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$281KedgeAI estimate $313,098 · range $293K$331K$344K

vs edgeAI estimate

+5.1%

$/sqft vs BEAUMONT PH 2 & 3

$204 vs $171

Days on market

85 vs 49 typical

Where $204/sqft sits among the 9 homes for sale in BEAUMONT PH 2 & 3

1
2
5
1
0
0 · this home
$147–157$157–166$166–176$176–185$185–194$194+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wildwood

Map of 5089 STOKES WAY

Drive times from this address

Downtown Orlando57 min
Universal Orlando60 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wildwood. See the full Wildwood guide →

WILDWOOD 34785 — neighborhood snapshot

Population

17,895

Median age

44.1

Median income

$48,004

Median home value

$210,500

Avg household

2.11

Households w/ children

1,278

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wildwood market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$304K$313K

Wildwood median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

8 of 9

BEAUMONT PH 2 & 3 have cut their price

Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the WILDWOOD 34785 median. See the full Wildwood market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $11K
May 1, 2026Listed at $339,900 · 85 days on market since
2023Built · BEAUMONT PH 2 & 3

Reality check

What actually sold near 5089 STOKES WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8128 PENROSE PLACESold · Apr ’26

$267,000

8128 PENROSE PLACE · same community

3 bd · 2 ba · 1,614 sqft · $165/sqft · 74 DOM

5077 STOKES WAYSold · Sep ’25

$260,000

5077 STOKES WAY · same community

3 bd · 2 ba · 1,504 sqft · $173/sqft · 102 DOM

8016 PENROSE PLACESold · Feb ’26

$295,000

8016 PENROSE PLACE · same community

3 bd · 2 ba · 1,810 sqft · $163/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5089 STOKES WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5089 STOKES WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5089 STOKES WAY FAQs

What would the monthly payment be for 5089 STOKES WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,830/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5089 STOKES WAY?+

The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5089 STOKES WAY?+

The most recent tax bill on record (2025) was $4,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5089 STOKES WAY?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wildwood?+

At $329,000, this home is listed about 14% above the Wildwood median of $288,875. The market section on this page shows how the area is trending.

Which schools are assigned to 5089 STOKES WAY?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$329,000 runs 15% above the WILDWOOD 34785 median.

02Garden & Park/Greenbelt & Water views

The garden and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $339,900, now $329,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY LADY LK · Terri Bramlett. MLS #OM723772.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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