11328 W BAYSHORE DRIVE, CRYSTAL RIVER, FL, 34429
Active98 days on marketListed Apr 28, 2026MLS #OM723704
About this home
11328 W BAYSHORE DRIVE
Discover the Ultimate Florida Waterfront Lifestyle in Crystal River! Sellers are motivated and open to reviewing all reasonable offers! Welcome to your completely remodeled two-story waterfront condo, perfectly positioned on a wide canal with direct access to the Gulf of Mexico. This isn't just a home, it's your gateway to the renowned "Nature Coast" lifestyle, offering immediate boating, fishing and scalloping adventures right from your doorstep! No detail has been overlooked in this top-to-bottom renovation. You will be the first to enjoy the pristine upgrades, providing true peace of mind. BRAND NEW EVERYTHING from the new roof, new HVAC system to the new windows and doors, all major components are new. Step inside to a stunning interior featuring new flooring, fresh paint, modern fixtures, a gorgeously remodeled kitchen and luxurious new bathrooms. Experience the best of waterfront living with your private dock. Hop on your boat, kayak or paddleboard and be in the Gulf in minutes to enjoy world-class fishing and stunning sunsets. Take a dip in the community swimming pool or enjoy a friendly game on the tennis courts. The HOA offers incredible value, with the monthly fee covering virtually everything including flood insurance, cable, wifi, trash pick-up, exterior maintenance and use of all community facilities. Enjoy a low-maintenance, high-value living experience that is the perfect blend of luxury, convenience and an unparalleled Florida waterfront lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,862
Sqft
0.03 ac
Lot size
1973
Year built
Two
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$123 vs $219
Days on market
98 vs 53 typical
Where $123/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 11328 W BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$220,000
11243 W BAYSHORE DRIVE · same community
2 bd · 2 ba · 1,684 sqft · $131/sqft · 24 DOM
Sold · Jul ’26$136,500
11293 W BAYSHORE DRIVE UNIT 87 · same community
2 bd · 2 ba · 1,600 sqft · $85/sqft · 234 DOM
Sold · May ’26$210,000
11586 W BAYSHORE DRIVE UNIT 14 · same community
2 bd · 2 ba · 1,584 sqft · $133/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11328 W BAYSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11328 W BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11328 W BAYSHORE DRIVE FAQs
What would the monthly payment be for 11328 W BAYSHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill, the $968/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11328 W BAYSHORE DRIVE?+
The association fee works out to $968 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11328 W BAYSHORE DRIVE?+
The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11328 W BAYSHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $229,900, this home is listed about 28% below the Crystal River median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11328 W BAYSHORE DRIVE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$229,900 is 8% below the CRYSTAL RIVER 34429 median of $250,000, and at $123/sqft it sits under the Crystal River average of $262.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $968/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $235,000, now $229,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WAVE ELITE REALTY LLC · Norman Longfellow. MLS #OM723704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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