13078 NE 7TH LOOP, SILVER SPRINGS, FL, 34488
Active85 days on marketListed Apr 27, 2026MLS #OM723634
About this home
13078 NE 7TH LOOP
This beautiful custom built 3 bedroom, 2 Bath Elaina Model is available for Sale and Lease Opportunity! Located in the GATED COMMUNITY of Trails East with LAKE ACCESS! Welcome to this beautifully crafted new construction home located in desirable, gated Trails East/Lake View Woods community. This thoughtfully designed home features durable Luxury plank flooring throughout, open concept living, stainless steel appliances, and solid block construction for lasting quality. Enjoy cooking and entertaining in the modern kitchen, complete with granite countertops and ample space that flows seamlessly into the living room and dining areas. Nestled in a peaceful, family-friendly neighborhood, residents of Trails East/Lake View Woods enjoy exclusive lake access, a scenic park, playground, and a charming gazebo- perfect for outdoor gatherings or quiet relaxation. Don't miss the opportunity to own a brand new home! Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,309
Sqft
0.2 ac
Lot size
1
Garage
2025
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs TRAILS EAST
$183 vs $185
Days on market
85 vs 53 typical
Where $183/sqft sits among the 9 homes for sale in TRAILS EAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $120K
Silver Springs median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
2 of 9
TRAILS EAST have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 13078 NE 7TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$245,900
874 NE 130TH TERRACE · same community
3 bd · 2 ba · 1,287 sqft · $191/sqft · 29 DOM
Sold · Jul ’26$229,900
781 NE 130TH TERRACE · same community
3 bd · 2 ba · 1,287 sqft · $179/sqft · 125 DOM
Sold · Dec ’25$250,000
1059 NE 130TH TERRACE · same community
3 bd · 2 ba · 1,371 sqft · $182/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13078 NE 7TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13078 NE 7TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13078 NE 7TH LOOP FAQs
What would the monthly payment be for 13078 NE 7TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,787/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13078 NE 7TH LOOP?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13078 NE 7TH LOOP?+
The most recent tax bill on record (2025) was $300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13078 NE 7TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $240,000, this home is listed about 9% above the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13078 NE 7TH LOOP?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Mikhalea Epperson. MLS #OM723634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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