
11346 W BAYSHORE DRIVE UNIT 52, CRYSTAL RIVER, FL, 34429
Active102 days on marketListed Apr 28, 2026MLS #OM723603
About this home
11346 W BAYSHORE DRIVE UNIT 52
Looking for affordable waterfront living?? Check out this stunning canal-front remodeled 2/2 condo in The Islands Community! Just 6 Miles to Ft Island Beach and the Gulf! Features include a Spacious open floor plan, pretty wood cabinets with granite countertops in the kitchen that overlooks the living room and the expansive Florida room with sliders that open up to the large patio to enjoy watching the birds and the fish jumping out of the canal! Fish from your own private dock just steps from your back door! HOA fees include Flood insurance for the building, Building maintenance(outside), Cable & WIFI, Trash removal, Grounds maintenance, Community pool, Club house, Tennis courts.....
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
0.04 ac
Lot size
1974
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47%
$/sqft vs Crystal River actives
$151 vs $213
Days on market
102 vs 42 typical
Where $151/sqft sits among the 149 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
75 of 149
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 11346 W BAYSHORE DRIVE UNIT 52
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$109,000
11616 W KINGFISHER COURT UNIT 180 · same community
2 bd · 2 ba · 1,584 sqft · $69/sqft · 68 DOM
Sold · Jun ’26$104,500
11576 W KINGFISHER COURT UNIT 191 · same community
2 bd · 2 ba · 1,584 sqft · $66/sqft · 437 DOM
Sold · Nov ’25$125,000
11473 W SANDPIPER COURT · same community
2 bd · 2 ba · 1,584 sqft · $79/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11346 W BAYSHORE DRIVE UNIT 52 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11346 W BAYSHORE DRIVE UNIT 52 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11346 W BAYSHORE DRIVE UNIT 52 FAQs
What would the monthly payment be for 11346 W BAYSHORE DRIVE UNIT 52?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,755/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11346 W BAYSHORE DRIVE UNIT 52?+
The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11346 W BAYSHORE DRIVE UNIT 52?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $239,900, this home is listed about 22% below the Crystal River median of $307,450. The market section on this page shows how the area is trending.
Which schools are assigned to 11346 W BAYSHORE DRIVE UNIT 52?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$239,900 is 6% below the CRYSTAL RIVER 34429 median of $254,700, and at $151/sqft it sits under the Crystal River average of $294.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
102 days on market against a Crystal River median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of OCALA MARION COUNTY ASSOCIATION OF REALTORS® INC · Reciprocal Listing OMCAR. MLS #OM723603.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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