David Ramirez

10274 W OZELLO TRAIL, CRYSTAL RIVER, FL, 34429

Active97 days on marketListed Apr 26, 2026MLS #OM723579

Priced 90% below the CRYSTAL RIVER 34429 medianReduced $4K

About this home

10274 W OZELLO TRAIL

Welcome to this beautiful 1-acre homesite located in the highly desirable Ozello area of Crystal River, FL. This property offers the perfect opportunity to build your dream home in a peaceful, natural setting while still being conveniently located just a short drive from shopping, dining, and everyday necessities. Known for its Old Florida charm, Ozello is surrounded by scenic marshlands, coastal roads, and provides easy access to the Gulf, making it a prime location for boating, fishing, and outdoor enthusiasts. The area offers a quiet, private atmosphere while still being close to the amenities of Crystal River and other nearby towns. With plenty of space to build and no shortage of natural beauty, this property is ideal for a primary residence, vacation home, or investment opportunity. Don’t miss your chance to own land in one of the Nature Coast’s most sought-after locations.

Facts & features

The home at a glance

1.13 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$359/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$342 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$141
FHA mortgage insurance (est.)$11
Property tax — 2025 actual bill$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $840Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $840
Interest rate6.00%
Loan term

Estimated payment

$342/mo

Principal & interest$141
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal River

Map of 10274 W OZELLO TRAIL

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $24,000 $4K
Apr 26, 2026Listed at $28,000 · 97 days on market since

Reality check

What actually sold near 10274 W OZELLO TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9205 W JASMINE LANESold · Jun ’26

$199,900

9205 W JASMINE LANE

3 bd · 1 ba · 1,036 sqft · $193/sqft · 24 DOM

455 S CAMELLIA AVENUESold · Apr ’26

$183,000

455 S CAMELLIA AVENUE

2 bd · 2 ba · 1,119 sqft · $164/sqft · 27 DOM

25 S HIBISCUS AVENUESold · Sep ’25

$236,000

25 S HIBISCUS AVENUE

3 bd · 2 ba · 1,315 sqft · $179/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10274 W OZELLO TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10274 W OZELLO TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10274 W OZELLO TRAIL FAQs

What would the monthly payment be for 10274 W OZELLO TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10274 W OZELLO TRAIL?+

The most recent tax bill on record (2025) was $359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $24,000, this home is listed about 93% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10274 W OZELLO TRAIL?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CRYSTAL RIVER 34429 market on paper

$24,000 is 90% below the CRYSTAL RIVER 34429 median of $249,900.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $28,000, now $24,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Aiyana Ward. MLS #OM723579.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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