3099 N BARTON CREEK CIRCLE, LECANTO, FL, 34461
Active91 days on marketListed Apr 25, 2026MLS #OM723557
About this home
3099 N BARTON CREEK CIRCLE
This home is well maintained and loved by its current owners… and it shows! The pristine Cabana-Style 3-bedroom (PLUS office/bonus room), 3-bath Pool Home will welcome you to the prestigious gated, golf community of Black Diamond Ranch! Designed by Tom Fazio, the renowned Quarry, Ranch and Highlands Golf Courses are right here for you-ready to inspire your next round! Located on a roomy corner lot, this thoughtfully designed home features an open-concept layout filled with natural light and a privately enclosed pool & spa lanai area creating a seamless connection of indoor and outdoor living. Your guests, in-laws or teenagers will love the cabana style design offering them a totally private ensuite, pool side! The cook(s) in the family will appreciate the spacious eat-in kitchen with pool view and features such as a gas cooktop on the spacious island, a built-in gas oven, microwave and walk-in pantry! Just step out of the pool or spa area and step in to the Master Ensuite with walk-in closets, garden tub, separate shower, dual sinks OR into the living area OR the kitchen OR the Cabana Ensuite! It’s the ultimate Florida lifestyle home you’ve been dreaming of! Entertaining and relaxing are both a breeze with this unique floorplan! Freshly painted inside. New HVAC, Water Heater and Pool Pump in the past few years and gorgeous laminate, engineered hardwood and tile flooring throughout the living space with carpeting in the bedrooms. Outdoor enthusiasts will appreciate being just minutes from Crystal River to enjoy swimming with the manatee or exploring the Gulf by boat for sport or fishing enthusiasts. Within a short drive, enjoy kayaking in the beautiful blue waters of Rainbow Springs or experience world-class events at the World Equestrian Center in Ocala. Black Diamond Ranch offers optional social, sport and golf memberships allowing you to tailor your experience to your own lifestyle. Come to Citrus County and embrace the Florida Nature Coast at its’ best!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,143
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,856 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,856/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Lecanto actives
$225 vs $193
Days on market
91 vs 59 typical
Where $225/sqft sits among the 51 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $325K
Lecanto median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
27 of 51
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 3099 N BARTON CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$655,000
2834 N PRESTWICK WAY · same community
4 bd · 3 ba · 2,486 sqft · $263/sqft · 51 DOM
Sold · Nov ’25$1,400,000
4645 N PINE VALLEY LOOP · same community
3 bd · 3.5 ba · 5,347 sqft · $262/sqft · 2 DOM
Sold · Oct ’25$485,000
3252 W BIRDS NEST DRIVE
4 bd · 2.5 ba · 2,146 sqft · $226/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3099 N BARTON CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3099 N BARTON CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3099 N BARTON CREEK CIRCLE FAQs
What would the monthly payment be for 3099 N BARTON CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,856/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3099 N BARTON CREEK CIRCLE?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3099 N BARTON CREEK CIRCLE?+
The most recent tax bill on record (2025) was $4,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3099 N BARTON CREEK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lecanto?+
At $483,000, this home is listed about 29% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3099 N BARTON CREEK CIRCLE?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$483,000 runs 33% above the LECANTO 34461 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $488,000, now $483,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CITRUS HOME FINDERS · Nancy Ayres. MLS #OM723557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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