4363 NW 61ST TERRACE, GAINESVILLE, FL, 32606
Active101 days on marketListed Apr 24, 2026MLS #OM723522
About this home
4363 NW 61ST TERRACE
Virtually Staged. Super Cute and Move in Ready! Light & Bright open concept. Well thought out floor plan. Kitchen upgraded 42” white wood cabinets, granite counters, and stainless-steel appliances purchased in 2025. Cozy living room with wood burning fireplace has an awesome view to outside thru new French doors. Owner’s suite is large and features updated bathroom and large walk-in closet. Two guest bedrooms share an updated bath. Home comes with washer and dryer. Enjoy nice days or evenings relaxing on the huge, raised deck that features 2 trees in center! Property fully fenced. Roof installed in November 2022, New gas water heater 2026, and high efficiency 21 seer, 2 speed Carrier HVAC. Highly desirable school districts! Prime Location easy access to shopping, Santa Fe' College and I-75.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,330
Sqft
0.21 ac
Lot size
2
Garage
1987
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Gainesville actives
$218 vs $198
Days on market
101 vs 36 typical
Where $218/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4363 NW 61ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$292,500
4343 NW 61ST TERRACE · same community
3 bd · 3 ba · 1,569 sqft · $186/sqft · 101 DOM
Sold · Nov ’25$430,000
4130 NW 64TH STREET · same community
4 bd · 2 ba · 1,882 sqft · $228/sqft · 2 DOM
Sold · Apr ’26$380,000
4237 NW 64TH STREET · same community
4 bd · 3 ba · 2,285 sqft · $166/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4363 NW 61ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4363 NW 61ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4363 NW 61ST TERRACE FAQs
What would the monthly payment be for 4363 NW 61ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,333/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4363 NW 61ST TERRACE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4363 NW 61ST TERRACE?+
The most recent tax bill on record (2025) was $3,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4363 NW 61ST TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $290,000, this home is listed about 2% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4363 NW 61ST TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32606 market on paper
$290,000 is 9% below the GAINESVILLE 32606 median of $319,000.
02Time on market is leverage
101 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $315,000, now $290,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES, LLC · Fonda Butkiewicz. MLS #OM723522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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