13732 SE 88TH COURT, SUMMERFIELD, FL, 34491
Pending98 days on marketListed May 1, 2026MLS #OM723495
About this home
13732 SE 88TH COURT
WELCOME HOME, to this desirable Oak floor plan in Del Webb Spruce Creek Golf & Country Club, where thoughtful design and vaulted ceilings create a home that lives far larger than its square footage. The home is being offered fully turnkey, including a golf cart, the residence is ideal as a winter retreat or full-time Florida home. Step inside to a bright and spacious living room, featuring soaring vaulted ceilings, luxury vinyl plank flooring, and direct access to the enclosed Lanai, creating an open and inviting atmosphere. The kitchen is both functional and stylish, offering updated tile flooring, white cabinetry, and a layout that flows seamlessly into the mainlining space-perfect for everyday living and entertaining. The generously sized primary suite provides a comfortable retreat, complete with a walk-in closed, en-suite bath, and continued luxury vinyl plank flooring for a clean, modern feel. A split-bedroom layout offers added privacy, with the guest bedroom located on the opposite side of the home. This space features cozy carpeting, and ample room for two twin beds. Enjoy Florida living at its best with both an enclosed Lanai and an additional open patio-ideal for relaxing, entertaining, or enjoying the peaceful surroundings. Exterior highlights include low-maintenance vinyl siding complemented by a partial brick facade, along with a brick paver driveway and walkway that enhances the home's curb appeal. Additional features include a screened garage door, gutters, and down spouts for added convenience. Major updates include roof (2013), and HVAC system in 2019, offering added peace of mind. Located in a vibrant, gated 55+ community offering golf, pools, fitness, and an active social lifestyle, this home presents and exceptional opportunity to enjoy resort-style living in one of Central Florida's most sought-after communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,136
Sqft
0.2 ac
Lot size
2
Garage
1998
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
Days on market
98 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13732 SE 88TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13732 SE 88TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13732 SE 88TH COURT FAQs
What would the monthly payment be for 13732 SE 88TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,044/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13732 SE 88TH COURT?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13732 SE 88TH COURT?+
The most recent tax bill on record (2025) was $2,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13732 SE 88TH COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $229,900, this home is listed about 21% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13732 SE 88TH COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of JUDY L. TROUT REALTY · Jennifer Trail. MLS #OM723495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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