11985 SE 123RD AVENUE, OCKLAWAHA, FL, 32179
Active102 days on marketListed Apr 24, 2026MLS #OM723337
About this home
11985 SE 123RD AVENUE
Tucked away on a quiet dead end street, this beautifully maintained 3 bedroom, 2 bath home with a 2 car garage and a versatile office/bonus room offers 2,208 sq. ft. of living space on 4.97 private acres. With water access behind home, it perfectly blends comfort, nature, and convenience in one exceptional property. Ideally located near the water, you’re directly across from Bowers Lake and just 2.9 miles from Carney Island on Lake Weir, offering quick access to some of Central Florida’s best fishing, boating, and kayaking. From the moment you step inside, you’re greeted with breathtaking views of your private backyard, setting the tone for the peaceful lifestyle this home provides. Vaulted ceilings elevate the main living space, where you’ll find a spacious living room highlighted by a stunning wood accent wall and a cozy electric fireplace, perfect for relaxing evenings at home. The heart of the home is the oversized kitchen, thoughtfully designed with abundant cabinet and counter space, granite countertops, and an eat in area, making it ideal for entertaining family and friends. Expansive primary suite is a true retreat, featuring a generous walk in closet and a spa like en suite bathroom complete with dual vanities, a Jacuzzi tub, and a large tiled walk in shower. On the opposite side of the home, two well sized guest bedrooms are paired with a centrally located guest bathroom, offering privacy for guests or family. Through the sliding glass doors, enjoy an oversized screened in porch with peaceful backyard views and natural water behind the home. Outside, evenings are perfect around the fire pit in a serene backyard featuring two sheds for storage, tools, or hobbies. A true nature lover’s setting, with sandhill cranes and local wildlife frequently passing through, creating a peaceful and picturesque atmosphere year round. Additional highlights include a fully fenced yard, perfect for pets, gardening, or simply enjoying your space in privacy. Recent upgrades provide peace of mind, including a New roof 2021, New High Efficiency HVAC system 2025, and a 1 year home warranty offered at closing. If you’ve been searching for privacy, space, and proximity to beautiful Florida waterways, this property delivers it all. Schedule your private showing today and experience the lifestyle this home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,208
Sqft
4.97 ac
Lot size
2
Garage
2001
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs Ocklawaha actives
$249 vs $186
Days on market
102 vs 44 typical
Where $249/sqft sits among the 133 Ocklawaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocklawaha
Get to know Ocklawaha. See the full Ocklawaha guide →
OCKLAWAHA 32179 — neighborhood snapshot
Population
9,051
Median age
46.8
Median income
$48,214
Median home value
$162,700
Avg household
2.38
Households w/ children
872
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocklawaha market
$250K → $250K
Ocklawaha median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
45 of 133
Ocklawaha actives have cut their price
Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1471% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 11985 SE 123RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$550,000
11611 SE 123RD STREET
3 bd · 2 ba · 2,232 sqft · $246/sqft · 20 DOM
Sold · Mar ’26$575,000
12750 SE 119TH COURT
3 bd · 2 ba · 2,269 sqft · $253/sqft · 190 DOM
Sold · Jul ’26$300,000
12451 SE 115TH AVENUE
3 bd · 2 ba · 2,143 sqft · $140/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11985 SE 123RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11985 SE 123RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11985 SE 123RD AVENUE FAQs
What would the monthly payment be for 11985 SE 123RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11985 SE 123RD AVENUE?+
The most recent tax bill on record (2025) was $4,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11985 SE 123RD AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocklawaha?+
At $549,900, this home is listed about 104% above the Ocklawaha median of $269,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11985 SE 123RD AVENUE?+
Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,900 runs 1471% above the OCKLAWAHA 32179 median — but at 2,208 sqft it's also 43% larger than the typical Ocklawaha listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
102 days on market against a Ocklawaha median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $569,900, now $549,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Alexus Macblain. MLS #OM723337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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