5954 SW 98TH STREET ROAD, OCALA, FL, 34476
Active104 days on marketListed Apr 22, 2026MLS #OM723305
About this home
5954 SW 98TH STREET ROAD
This lovely corner property w/fenced in yard, great for your pets, has 3-bedroom, 2-bathroom with covered and enclosed lanai is a premier opportunity for active people seeking a blend of comfort and community in Ocala's desirable Cherrywood Estates. Built in 2003, this concrete-block home features approximately 2,027 square feet of living space on a manageable 0.19-acre lol Designed for the active 55+ lifestyle, the Cherrywood community offers extensive amenities that roster both social connection and personal wellness Residents have access to a heated pool and spa, tennis and pickleball courts, shuffleboard, and bocce ball The community center serves as a social heart, featuring a fitness center with classes (aerobics, Pilates), a billiards room, and a library. Engage with neighbors through diverse groups including bingo, bridge, arts and crafts, and organized travel outings. The monthly HOA fee typically covers essential services like basic cable TV, trash pickup, and maintenance or common areas, allowing for more leisure time. Located just minutes from the Market at Cherrywood, featuring a Publix Super Markel and various retail options. Conveniently situated near major hospitals and medical centers along the SR-200 corridor.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,027
Sqft
0.19 ac
Lot size
2
Garage
2003
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,268 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs CHERRYWOOD ESTATE
$128 vs $152
Days on market
104 vs 48 typical
Where $128/sqft sits among the 13 homes for sale in CHERRYWOOD ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 13
CHERRYWOOD ESTATE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5954 SW 98TH STREET ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$185,000
9981 SW 59TH CIRCLE · same community
3 bd · 2 ba · 1,837 sqft · $101/sqft · 461 DOM
Sold · Dec ’25$222,500
9849 SW 61ST COURT · same community
3 bd · 2 ba · 1,503 sqft · $148/sqft · 21 DOM
Sold · Jun ’26$217,000
9951 SW 62ND TERRACE · same community
2 bd · 2 ba · 1,500 sqft · $145/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5954 SW 98TH STREET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5954 SW 98TH STREET ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5954 SW 98TH STREET ROAD FAQs
What would the monthly payment be for 5954 SW 98TH STREET ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,268/mo — principal and interest, the actual property-tax bill, the $328/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5954 SW 98TH STREET ROAD?+
The association fee works out to $328 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5954 SW 98TH STREET ROAD?+
The most recent tax bill on record (2025) was $1,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5954 SW 98TH STREET ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $259,000, this home is listed about 13% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5954 SW 98TH STREET ROAD?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PROPERTIES · Gregory Miller. MLS #OM723305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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