
3012 E BALMORAL COURT, HERNANDO, FL, 34442
Active95 days on marketListed Apr 15, 2026MLS #OM722889
About this home
3012 E BALMORAL COURT
See Realtor Remarks: One of a kind opportunity in Canterbury Lake Estates—this beautifully maintained 3-bedroom, 2.5-bath, 2-car garage contemporary home sits on a rare double lot and features a private pool and spa, updated kitchen and bathrooms, and low HOA dues in one of Citrus Hills’ exclusive communities with no required social membership. Situated on a quiet cul-de-sac, the property offers an expansive, estate-like setting with mature landscaping, added privacy, and room to breathe—a rare find in this community. The additional lot is cleared and landscaped, and includes a raised garden bed, two water spigots, and a greenhouse, ideal for gardening, hobby use, or future expansion. Inside, the home features a comfortable split plan layout with 12-foot ceilings in the main living area, creating an open, spacious feel while maintaining privacy between the primary suite and guest bedrooms. An oversized multi-panel sliding door, equipped with a removable pet door, opens to the covered porch and screened 12x39 lap pool with an adjoining in-ground spa, creating a seamless indoor-outdoor living experience. The pool is heated by solar, while the spa is heated by gas, delivering both efficiency and comfort. A half bath is located just off the pool area for guest use. Luxury vinyl plank flooring (2019) runs throughout the living area, bedrooms, and kitchen. The kitchen is complemented by updated Samsung black stainless steel appliances (2022), an induction cooktop, a built-in oven, a breakfast nook, and dual pantries—ideal for everyday living and entertaining. The kitchen and bathrooms have been thoughtfully updated, offering a clean, modern feel. A sizable in-home laundry room features ample counter space, cabinetry, and a laundry tub. The primary suite features dual walk-in closets and a spacious en-suite bath with a walk-in tiled shower, private water closet, garden tub, and two separate vanities. A sliding glass door from the primary suite provides direct access to the pool area, enhancing the home’s indoor-outdoor living experience. The screened pool area is complemented by an adjoining dog run and a garden waterfall, creating a private outdoor setting with added functionality and visual appeal. The ceramic-tiled garage is enhanced with custom storage closets, built-in workspace and cabinetry, and a retractable lifestyle screen door. Major system updates include a roof (2015), HVAC system (2016), and a solar attic fan. The double lot provides a level of privacy and flexibility rarely available, with space to enjoy now or expand in the future. Located in desirable Canterbury Lake Estates, residents enjoy access to clubhouse amenities and recreational facilities, as well as on-site boat and RV parking for just $100 per year. Ideally located minutes from the Shoppes at Black Diamond in Lecanto, with easy access to Crystal River, Inverness, and key destinations throughout the Nature Coast, this home offers comfort, convenience, and an elevated lifestyle—with upgrades already in place.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,817
Sqft
0.45 ac
Lot size
2
Garage
1997
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,949 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,949/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.1%
$/sqft vs Hernando actives
$225 vs $197
Days on market
95 vs 37 typical
Where $225/sqft sits among the 101 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
51 of 101
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3012 E BALMORAL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$239,000
3059 N CHANDLER DRIVE · same community
3 bd · 2 ba · 1,866 sqft · $128/sqft · 163 DOM
Sold · Apr ’26$268,000
2804 N CANTERBURY LAKE DRIVE · same community
3 bd · 2 ba · 1,725 sqft · $155/sqft · 23 DOM
Sold · Feb ’26$295,000
2726 N CANTERBURY LAKE DRIVE · same community
3 bd · 2 ba · 1,713 sqft · $172/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3012 E BALMORAL COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3012 E BALMORAL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3012 E BALMORAL COURT FAQs
What would the monthly payment be for 3012 E BALMORAL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,949/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3012 E BALMORAL COURT?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3012 E BALMORAL COURT?+
The most recent tax bill on record (2025) was $1,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3012 E BALMORAL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $409,000, this home is listed about 10% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3012 E BALMORAL COURT?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,000 runs 46% above the HERNANDO 34442 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
95 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM722889.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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