David Ramirez
$479,500$535,0003 bd2 ba2,219 sqft$216 /sqft$3,706 /mo all-in ↓

589 SHERWOOD STREET, THE VILLAGES, FL, 32162

Active119 days on marketListed Apr 17, 2026MLS #OM722752

Reduced $56KSingle Family ResidenceVILLAGES OF SUMTER

About this home

589 SHERWOOD STREET

Live the lifestyle so many only dream about in The Villages, where every day feels like a vacation. This beautifully upgraded 2,219 sq ft Camellia model is perfectly positioned just a short golf cart ride from Arnold Palmer Country Club, Laurel Manor Recreation Center, championship golf, pickleball, live music, nightly entertainment, shopping, dining, and top healthcare facilities. Designed for easy living, entertaining, and making the most of its sought-after Villages location, this home features a bright, open layout with hardwood floors, crown molding throughout, renovated bathrooms, and inviting gathering spaces. The chef’s kitchen offers 42-inch cabinetry, a gas range, Bosch dishwasher, stainless steel appliances, a large island, and stylish finishes ideal for hosting friends and family. The light-filled Florida room adds warmth and flexibility, while the shaded front porch and private river rock patio create perfect spaces for morning coffee or evening relaxation after a full day of activities. Major updates include a newer A/C replaced in 2021, an approximately 8-year-old roof, and the bond is paid, offering exceptional value and peace of mind from day one. Whether you love golf, pickleball, dancing in the town squares, live music, social clubs, great restaurants, or simply an active, connected lifestyle, this home delivers the best of The Villages living. Homes at this price point with this location, condition, and lifestyle appeal are a rare find.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,219

Sqft

0.13 ac

Lot size

2

Garage

2004

Year built

One

Levels

$216

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouthwest
ExteriorAwning(s) · Irrigation System · Lighting · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$199/mo
Taxes (2025)$3,744/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,706 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,823
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$312
HOA fee — from the listing$199
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,783Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,783
Interest rate6.00%
Loan term

Estimated payment

$3,706/mo

Principal & interest$2,823
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$312
HOA / condo fee$199
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$460KedgeAI estimate $586,770 · range $525K$722K$751K

vs edgeAI estimate

−18.3%

$/sqft vs VILLAGES OF SUMTER

$216 vs $250

Days on market

119 vs 51 typical

Where $216/sqft sits among the 53 homes for sale in VILLAGES OF SUMTER

11 · this home
23
8
4
2
5
$185–223$223–261$261–299$299–336$336–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 589 SHERWOOD STREET

Drive times from this address

Downtown Orlando65 min
Universal Orlando67 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$359K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

26 of 53

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,500 $56K
Apr 17, 2026Listed at $535,000 · 119 days on market since
2004Built · VILLAGES OF SUMTER

Reality check

What actually sold near 589 SHERWOOD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1091 NOBLE WAYSold · Jan ’26

$720,000

1091 NOBLE WAY · same community

3 bd · 2 ba · 2,234 sqft · $322/sqft · 62 DOM

1644 DUFFY LOOPSold · Feb ’26

$610,000

1644 DUFFY LOOP · same community

3 bd · 2 ba · 1,978 sqft · $308/sqft · 1 DOM

2454 MONROE TERRACESold · Feb ’26

$350,000

2454 MONROE TERRACE · same community

3 bd · 2 ba · 1,927 sqft · $182/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 589 SHERWOOD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 589 SHERWOOD STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

589 SHERWOOD STREET FAQs

What would the monthly payment be for 589 SHERWOOD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,706/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 589 SHERWOOD STREET?+

The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 589 SHERWOOD STREET?+

The most recent tax bill on record (2025) was $3,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 589 SHERWOOD STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $479,500, this home is listed about 26% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 589 SHERWOOD STREET?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$479,500 runs 37% above the THE VILLAGES 32162 median — but at 2,219 sqft it's also 45% larger than the typical The Villages listing.

02Time on market is leverage

119 days on market against a The Villages median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $535,000, now $479,500 — a $56K cut. The full history is in the market section below.

Listing courtesy of ENGEL & VOLKERS OCALA · Carlos Noa. MLS #OM722752.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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