David Ramirez
$1,639,900$1,650,0005 bd4 ba4,776 sqft$343 /sqft$10,377 /mo all-in ↓

14261 SE 128TH STREET, OCKLAWAHA, FL, 32179

Active114 days on marketListed Apr 13, 2026MLS #OM722668

Reduced $10KWaterfrontSingle Family ResidenceSANCTUARY

About this home

14261 SE 128TH STREET

Positioned along the shoreline of Lake Weir, this exceptional lakefront residence located on 4.54 acres offers direct water access, private beach frontage and a seamless blend of indoor and outdoor living. The open-concept main floor features pine wood flooring, crown molding and a gas fireplace with a classic brick surround. Integrated audio flows throughout the main living areas, primary suite and lanai, while panoramic 8-foot glass doors installed in 2025 provide stunning water views and effortless transition to the screened outdoor entertaining spaces. The oversized dining room is perfectly oriented towards the lake, providing direct access to the exterior living space for effortless hosting. Meticulously planned for efficiency and grand-scale entertaining, the chef-inspired kitchen features a Samsung Smart stainless-steel suite, including a double wall oven and a center island with an induction cooktop. Granite countertops and a generous breakfast bar accommodate seating for seven, while a walk-in pantry with custom shelving and a dedicated 8-foot custom coffee bar provide extensive storage and preparation space. For added convenience, the home features a custom-curated laundry suite equipped with double Samsung Smart Champagne Edition washers and dryers, complemented by custom cabinetry and a functional wet sink. The home continues to impress with a spiral staircase leading to a spacious game room and bunkhouse equipped with built-in sleeping for six and a billiards area. For movie enthusiasts, a first-floor dedicated home theater offers multi-level seating for six, in-wall surround sound, and a wet bar, with glass doors that overlook a second lanai and the lake. The primary suite serves as a private retreat featuring Kohler fixtures and an oversized, fully tiled shower, while a separate guest wing ensures privacy with three additional bedrooms and a full bath. Outside, the Florida lifestyle is fully realized with a screened lanai and a large Tiki hut with composite flooring set upon a private sugar sand beach. The property also includes a private dock and dock house equipped with two boat lifts, supporting a full range of boating and water sports on Lake Weir. Completing this estate is a detached guest house providing a full one-bedroom, one-bath layout with a sleeping loft and kitchen, all situated above a massive six-car garage. Additional infrastructure includes a 2.5-car main garage with covered access to the residence and an expansive concrete parking area featuring multiple recreational RV utility hookups, ensuring ample space for guests and hobbies alike.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,776

Sqft

4.54 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$343

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Range · Range Hood · Refrigerator · Trash Compactor · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Other
ConstructionCement Siding
FoundationBlock
FacesNortheast
ExteriorOutdoor Shower · Rain Gutters · Sliding Doors

Community & fees

HOA fee$150/mo
Taxes (2025)$7,242/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,377 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,849
PMI (est., until 20% equity)$615
Property tax — 2025 actual bill$604
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $163,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $163,990
Interest rate6.00%
Loan term

Estimated payment

$10,377/mo

Principal & interest$8,849
PMI (est., until 20% equity)$615
Property taxes (actual bill)$604
HOA / condo fee$150
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SANCTUARY

$343 vs $433

Days on market

114 vs 44 typical

Where $343/sqft sits among the 7 homes for sale in SANCTUARY

4 · this home
0
0
1
1
1
$206–508$508–810$810–1112$1112–1414$1414–1716$1716+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocklawaha

Map of 14261 SE 128TH STREET

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocklawaha. See the full Ocklawaha guide →

OCKLAWAHA 32179 — neighborhood snapshot

Population

9,051

Median age

46.8

Median income

$48,214

Median home value

$162,700

Avg household

2.38

Households w/ children

872

For the school run

Marion County School District

HighLake Weir High School★★★★
ElementaryEmerald Shores Elementary School★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocklawaha market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$250K$245K

Ocklawaha median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

3 of 7

SANCTUARY have cut their price

Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4585% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,639,900 $10K
Apr 13, 2026Listed at $1,650,000 · 114 days on market since
1998Built · SANCTUARY

Reality check

What actually sold near 14261 SE 128TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4080 SAFFLOWER TERRACESold · Nov ’25

$679,000

4080 SAFFLOWER TERRACE · same community

4 bd · 3 ba · 2,559 sqft · $265/sqft · 71 DOM

2710 RAINDROP RUN STREETSold · Feb ’26

$466,613

2710 RAINDROP RUN STREET · same community

5 bd · 3.5 ba · 2,544 sqft · $183/sqft · 0 DOM

588 PEREGRINE DRIVESold · Feb ’26

$936,500

588 PEREGRINE DRIVE · same community

4 bd · 2 ba · 2,435 sqft · $385/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14261 SE 128TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14261 SE 128TH STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

14261 SE 128TH STREET FAQs

What would the monthly payment be for 14261 SE 128TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,377/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14261 SE 128TH STREET?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14261 SE 128TH STREET?+

The most recent tax bill on record (2025) was $7,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14261 SE 128TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocklawaha?+

At $1,639,900, this home is listed about 508% above the Ocklawaha median of $269,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14261 SE 128TH STREET?+

Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,639,900 runs 4585% above the OCKLAWAHA 32179 median — but at 4,776 sqft it's also nearly 3 times the size of the typical Ocklawaha listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

114 days on market against a Ocklawaha median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,650,000, now $1,639,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM722668.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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