David Ramirez
Pending
$474,000$479,0003 bd2.5 ba2,176 sqft$218 /sqft$3,519 /mo all-in ↓

24595 NE HIGHWAY 315, FORT MC COY, FL, 32134

Pending116 days on marketListed Apr 13, 2026MLS #OM722630

Reduced $5KSingle Family ResidenceTOWN OF ORANGE SPRINGS

About this home

24595 NE HIGHWAY 315

This completely remodeled 3 bedroom, 2 1/2 bath country home sits on 5.43 acres and includes a detached garage/workshop and a pole barn. The home has undergone numerous updates since 2020 including new windows, new A/C unit, new 200 amp electrical panel, new kitchen cabinets and countertops, new appliances, remodeled bathrooms, new light fixtures and flooring throughout. The spacious living room features a bay window that's perfect for watching the birds and deer. The kitchen is light and bright with an abundance of cabinets and an eat-at bar. The extra large primary suite offers a walk-in closet, a double sink vanity and a tiled step-in shower. Guests will enjoy 2 generous size bedrooms with walk-in closets plus double sinks and a tiled shower in the guest bathroom. A bonus room currently serves as a 4th bedroom but would be ideal for a home office. Additional features include a half bath off the kitchen and an inside laundry area with the washer and dryer included. Two screened porches offer the perfect space to relax and enjoy the outdoors. In the backyard you will find a storage building that not only offers ample storage space but also includes double doors to easily park a mower or ATV. The oversized garage/workshop is large enough to accommodate your hobbies and still provide plenty of room to store all your toys. For easy access, a garage door opener operates two of the roll-up doors. Beside the garage is a pole barn providing additional covered storage. The property has paved road frontage with an electric gate and is conveniently located between Ocala, Gainesville and Palatka. Less than 2 miles to the Orange Springs boat ramp on the Ocklawaha River where you can enjoy endless hours kayaking, boating and fishing. Furniture package can be purchased separately.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,176

Sqft

5.43 ac

Lot size

3

Garage

1984

Year built

One

Levels

$218

Per sqft

Negotiable

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationBlock
FacesNorth
ParkingCovered · Garage Door Opener · Workshop in Garage
ExteriorStorage

Community & fees

Taxes (2025)$4,305/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,519 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$359
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,590
Interest rate6.00%
Loan term

Estimated payment

$3,519/mo

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$359
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$218 vs $202

Days on market

116 vs 42 typical

Where $218/sqft sits among the 59 Fort Mc Coy actives

6
15
15 · this home
14
5
4
$60–119$119–177$177–236$236–295$295–353$353+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Map of 24595 NE HIGHWAY 315

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$240K$125K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

22 of 59

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 762% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $474,000 $5K
Apr 13, 2026Listed at $479,000 · 116 days on market since
1984Built · TOWN OF ORANGE SPRINGS

Reality check

What actually sold near 24595 NE HIGHWAY 315

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

983 S COUNTY ROAD 21Sold · Jul ’26

$343,000

983 S COUNTY ROAD 21

3 bd · 2 ba · 1,620 sqft · $212/sqft · 98 DOM

24175 NE 140TH AVENUESold · Aug ’25

$240,000

24175 NE 140TH AVENUE

3 bd · 2 ba · 1,325 sqft · $181/sqft · 5 DOM

14684 NE 204TH PLACESold · Jan ’26

$148,000

14684 NE 204TH PLACE

2 bd · 2 ba · 1,262 sqft · $117/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24595 NE HIGHWAY 315 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24595 NE HIGHWAY 315 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

24595 NE HIGHWAY 315 FAQs

What would the monthly payment be for 24595 NE HIGHWAY 315?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,519/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 24595 NE HIGHWAY 315?+

The most recent tax bill on record (2025) was $4,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $474,000, this home is listed about 161% above the Fort Mc Coy median of $181,500. The market section on this page shows how the area is trending.

Which schools are assigned to 24595 NE HIGHWAY 315?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$474,000 runs 762% above the FORT MC COY 32134 median — but at 2,176 sqft it's also nearly twice the size of the typical Fort Mc Coy listing.

02Time on market is leverage

116 days on market against a Fort Mc Coy median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $479,000, now $474,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Kathy Carpenter. MLS #OM722630.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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24595 NE HIGHWAY 315, FORT MC COY, FL — 3 Bed, 2.5 Bath — $474,000 | CENTURY 21 Edge