David Ramirez
$689,9004 bd3 ba3,557 sqft$194 /sqft$5,018 /mo all-in ↓

291 S PALADINN CIRCLE, INVERNESS, FL, 34453

Active116 days on marketListed Apr 9, 2026MLS #OM722485

Single Family ResidenceBELMONT HILLS UN 02

About this home

291 S PALADINN CIRCLE

See Realtor Remarks: Located in the beautiful Belmont Hills community of Citrus Hills, this spacious 4-bedroom, 3-bath home offers comfort, elegance, and functionality. High ceilings throughout create a grand, open feel, enhancing the home’s bright and airy atmosphere. The thoughtfully designed layout includes a private office and a formal dining room, perfect for both everyday living and entertaining. The chef’s kitchen is a standout feature, complete with double wall ovens, a large pantry, and a cozy breakfast nook. The expansive family room is ideal for gatherings, while the formal living room features large sliding doors that open to a spacious screened lanai—perfect for enjoying Florida living year-round. The large master suite provides a private retreat, featuring an ensuite bathroom with a double vanity, relaxing soaker tub, and a separate walk-in shower. Additional highlights include an oversized garage with ample storage space and a prime location just minutes from restaurants and shopping, all while being tucked away in a quiet, gated community.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,557

Sqft

0.53 ac

Lot size

2

Garage

2007

Year built

One

Levels

$194

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$206/mo
Taxes (2025)$8,050/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Gated Community - No Guard · Golf · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,018 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$671
HOA fee — from the listing$206
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$5,018/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$671
HOA / condo fee$206
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Inverness actives

$194 vs $178

Days on market

116 vs 25 typical

Where $194/sqft sits among the 189 Inverness actives

36
68
42 · this home
20
10
13
$97–140$140–183$183–227$227–270$270–313$313+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 291 S PALADINN CIRCLE

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

93 of 189

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1625% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

Apr 9, 2026Listed at $689,900 · 116 days on market since
2007Built · BELMONT HILLS UN 02

Reality check

What actually sold near 291 S PALADINN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2515 E HAMPSHIRE STREETSold · Jul ’26

$430,000

2515 E HAMPSHIRE STREET

5 bd · 4 ba · 3,548 sqft · $121/sqft · 37 DOM

898 E LIBERTY STREETSold · Apr ’26

$627,000

898 E LIBERTY STREET

4 bd · 3 ba · 3,591 sqft · $175/sqft · 9 DOM

671 N ROCKINGHAM POINTSold · Dec ’25

$770,000

671 N ROCKINGHAM POINT

3 bd · 4.5 ba · 3,275 sqft · $235/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 291 S PALADINN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 291 S PALADINN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

291 S PALADINN CIRCLE FAQs

What would the monthly payment be for 291 S PALADINN CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,018/mo — principal and interest, the actual property-tax bill, the $206/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 291 S PALADINN CIRCLE?+

The association fee works out to $206 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 291 S PALADINN CIRCLE?+

The most recent tax bill on record (2025) was $8,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 291 S PALADINN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $689,900, this home is listed about 167% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 291 S PALADINN CIRCLE?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM722485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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