David Ramirez
$269,9002 bd2 ba1,584 sqft$170 /sqft$2,078 /mo all-in ↓

4129 E RIVERSIDE DRIVE, DUNNELLON, FL, 34434

Active106 days on marketListed Apr 6, 2026MLS #OM722277

WaterfrontFully furnishedMobile HomeWITHLACOOCHEE HOMES 2ND ADDTN

About this home

4129 E RIVERSIDE DRIVE

Riverfront Oasis TURNKEY VACATION RENTAL INVESTMENT PROPERTY OR MAKE IT YOUR OWN HOME OR VACATION GETAWAY. Located on EAST RIVERSIDE DRIVE. take a boat ride to Swampy's for lunch and head up the Rainbow River for a day of swimming or head up the river to Stumpknockers for lunch and enjoy the beautiful scenic boat ride along the Withlacoochee River all the way up to the Rainbow River and down to Lake Rousseau one of the area’s best for fishing, boating, kayaking and enjoying nature’s bountiful habitat. This tree-canopied country setting is great for jogging, dog walking, golf carts and bicycles. Winding along East Riverside Drive, you’ll arrive at 4129 where a gorgeous TURN-KEY manufactured home is perfectly suited with a fenced back yard. .24-acre lot at the water’s edge. With its chic beachy vibe and 80 feet of river frontage, this 2016 square foot beauty is absolutely amazing with a boat dock, ramp, storage and stunningly landscaped outdoor space that’s great for personal relaxation or fabulous intimate gatherings. When entering this casually comfortable 2-bedroom, 2-bath you will automatically feel at home with its tasteful decor of muted colors and warm accents. The open floor plan features lot of windows which allow for added privacy and natural light flooding the space. The thoughtfully designed kitchen breakfast bar, pantry and laundry closet with washer and dryer. Night lighting and spacious patio area with walkways. Additionally, is a shed (one is a workshop), and car port for the boat and toys. gravel driveway. Boat ramp and screened outdoor area for gatherings and a fire pit area. 7 scenic miles to Dunnellon and just a mile from Rt. 200 taking you to Ocala and I-75. HOME IS CURRENTLY BEING USED AS AN VACATION RENTAL INVESTMENT PROPERTY TURNKEY HOME ON THE WATER & READY TO MOVE IN OR RENT OUT VACATION RENTAL., ENJOY FISHING THE WITHLACOOCHEE RIVER WHILE STAYING IN THIS BEAUTIFULLY 2 BEDROOM, 2 BATHS, HOME ON THE WITHLACOOCHEE RIVER CANAL. LARGE MASTER BEDROOM, HUGE GREAT ROOM, VERY NICE DINING AREA. LARGE OAK TREE, EXCELLENT WORKSHOP & STORAGE. SMALL BOAT RAMP & OVER 50 FT DOCK SPACE. OUTSIDE SCREEN ROOM TO ENJOY PEACEFUL AFTERNOONS SITTING WATCHING THE WATER, LISTENING TO NATURE & ENJOYING EARLY MORNING COFFEE. HOME COMES COMPLETELY FURNISHED. YARD IS COMPLETELY LANDSCAPED & back yard fenced. DON'T MISS SEEING THIS PIECE OF PARADISE You’ll definitely want to see this property to fully appreciate its many assets for living the very best waterfront lifestyle

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,584

Sqft

0.24 ac

Lot size

1973

Year built

One

Levels

$170

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringEngineered Hardwood · Laminate · Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryCommon Area · Inside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
ViewWater
FacesSouthwest
ParkingBoat · Curb Parking · Driveway · Golf Cart Parking · Guest
ExteriorDog Run · Fire Pit · Garden · Lighting · Outdoor Grill · Outdoor Shower · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$2,512/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,078 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate6.00%
Loan term

Estimated payment

$2,078/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$170 vs $187

Days on market

106 vs 43 typical

Where $170/sqft sits among the 400 Dunnellon actives

170 · this home
139
41
19
8
23
$133–180$180–226$226–273$273–320$320–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 4129 E RIVERSIDE DRIVE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34434 — neighborhood snapshot

Population

10,701

Median age

43.6

Median income

$56,553

Median home value

$211,500

Avg household

2.6

Households w/ children

1,378

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

188 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 746% above the DUNNELLON 34434 median. See the full Dunnellon market guide →

Paper trail

This home's history

Apr 6, 2026Listed at $269,900 · 106 days on market since
1973Built · WITHLACOOCHEE HOMES 2ND ADDTN

Reality check

What actually sold near 4129 E RIVERSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3899 E RIVERSIDE DRIVESold · Apr ’26

$310,000

3899 E RIVERSIDE DRIVE

2 bd · 2 ba · 1,802 sqft · $172/sqft · 77 DOM

4140 E RIVERSIDE DRIVESold · Jan ’26

$85,000

4140 E RIVERSIDE DRIVE

3 bd · 2 ba · 1,344 sqft · $63/sqft · 128 DOM

8750 N BRANDY TERRACESold · Feb ’26

$110,000

8750 N BRANDY TERRACE

3 bd · 2 ba · 1,288 sqft · $85/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4129 E RIVERSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4129 E RIVERSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4129 E RIVERSIDE DRIVE FAQs

What would the monthly payment be for 4129 E RIVERSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,078/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4129 E RIVERSIDE DRIVE?+

The most recent tax bill on record (2025) was $2,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $269,900, this home is listed about 10% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4129 E RIVERSIDE DRIVE?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$269,900 runs 746% above the DUNNELLON 34434 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

106 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Lisa Givens LLC. MLS #OM722277.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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