David Ramirez
$194,900$222,2002 bd2 ba1,450 sqft$134 /sqft$1,622 /mo all-in ↓

20131 SW 83RD STREET, DUNNELLON, FL, 34431

Active123 days on marketListed Apr 5, 2026MLS #OM722195

Reduced $27KSingle Family ResidenceRAINBOW S END ESTATE

About this home

20131 SW 83RD STREET

Step into a thoughtfully preserved mid-century ranch in Dunnellon’s Rainbow Acres, where original design elements and modern updates come together seamlessly. Recently refreshed with new interior and exterior paint and a brand-new roof, this home offers a clean, move-in-ready canvas while honoring its architectural roots. Beneath the current flooring lies original terrazzo, a hallmark of mid-century Florida construction, offering the opportunity to restore one of the home’s most desirable features or enjoy the existing finishes as-is. Inside, the home showcases a design-driven approach to comfort and livability, including an integrated HVAC system with round, concentric ceiling diffusers—a classic mid-century feature designed for quiet, even air distribution while maintaining clean ceiling lines. Complementing this is a central return air system built directly into the structure, with return chases running beneath the slab and within lower wall sections to pull air efficiently from multiple areas of the home. These returns are discreetly incorporated into architectural elements, including built-ins in the dining area, preserving both function and visual continuity—an uncommon level of planning rarely seen in today’s construction. The kitchen features classic cabinetry with subtle curved detailing, along with a double oven setup, offering both character and functionality. Clean lines, natural light, and a practical layout create a space that feels both timeless and comfortable. Set on a spacious lot in a quiet, established neighborhood, this property offers the opportunity to embrace a design-forward mid-century aesthetic or simply enjoy a solid, well-built home with unique architectural touches. A rare blend of mid-century character, thoughtful construction, and modern updates—this is not your typical ranch.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,450

Sqft

0.22 ac

Lot size

1

Garage

1968

Year built

One

Levels

$134

Per sqft

Inside

FlooringCeramic Tile · Terrazzo
AppliancesBuilt-In Oven · Cooktop · Electric Water Heater · Refrigerator
InteriorThermostat
LaundryElectric Dryer Hookup · In Garage · Inside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab · Stem Wall
FacesSouth
ExteriorLighting

Community & fees

Taxes (2025)$2,738/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,622 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property tax — 2025 actual bill$228
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,822Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,822
Interest rate6.00%
Loan term

Estimated payment

$1,622/mo

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$228
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $195K
$187KedgeAI estimate $227,067 · range $220K$244K$254K

vs edgeAI estimate

−14.2%

$/sqft vs Dunnellon actives

$134 vs $185

Days on market

123 vs 39 typical

Where $134/sqft sits among the 400 Dunnellon actives

166 · this home
140
39
24
7
24
$134–175$175–216$216–257$257–298$298–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 20131 SW 83RD STREET

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

177 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 413% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $194,900 $27K
Apr 5, 2026Listed at $222,200 · 123 days on market since
1968Built · RAINBOW S END ESTATE

Reality check

What actually sold near 20131 SW 83RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8123 SW 200TH COURTSold · Jun ’26

$223,000

8123 SW 200TH COURT · same community

3 bd · 2 ba · 1,370 sqft · $163/sqft · 144 DOM

20193 SW 83RD STREETSold · Jul ’26

$220,000

20193 SW 83RD STREET · same community

3 bd · 2 ba · 1,370 sqft · $161/sqft · 87 DOM

20145 SW 85TH PLACESold · May ’26

$262,400

20145 SW 85TH PLACE · same community

2 bd · 2 ba · 1,541 sqft · $170/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20131 SW 83RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20131 SW 83RD STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

20131 SW 83RD STREET FAQs

What would the monthly payment be for 20131 SW 83RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,622/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20131 SW 83RD STREET?+

The most recent tax bill on record (2025) was $2,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $194,900, this home is listed about 35% below the Dunnellon median of $299,995. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$194,900 runs 413% above the DUNNELLON 34431 median.

02Time on market is leverage

123 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $222,200, now $194,900 — a $27K cut. The full history is in the market section below.

Listing courtesy of TROPIC SHORES REALTY · Holland McKnight. MLS #OM722195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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