2131 NE 3RD STREET, OCALA, FL, 34470
Active113 days on marketListed Apr 2, 2026MLS #OM722008
About this home
2131 NE 3RD STREET
GREAT OPPORTUNITY -Priced to sell..! This 3-bedroom, 2-bath home in Ocala offers approximately 1,500 sq. ft. of living space PLUS an additional 500 sq. ft. ready to be finished—ideal to increase value and maximize returns. Over $20,000 in recent upgrades (2025–2026), including a NEW ROOF (2025), NEW WINDOWS & DOORS (2025), UPDATED KITCHEN (2024), RENOVATED BATHROOMS (2025), and AC (2023), significantly reduce immediate capital expenditures. This property is rent-ready or Airbnb-ready on day one, with all appliances and existing staging included. Functional layout with a bonus sunroom adds flexibility for additional rental income (home office, extra living space, or guest area). Working fireplace enhances tenant appeal. Sitting on a large lot with NO HOA, offering room for expansion, storage, or additional outdoor amenities—perfect for increasing rental desirability. Strong potential for short-term or long-term rental income in a high-demand Ocala market. Located just minutes from downtown Ocala, with quick access to major roads, shopping, dining, and local attractions—an ideal location for consistent occupancy. Perfect for investors seeking cash flow, appreciation, or a light value-add project. Opportunities like this, with major upgrades already completed, are hard to find—act fast!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,545
Sqft
0.3 ac
Lot size
1956
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,866 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,866/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Ocala actives
$154 vs $181
Days on market
113 vs 43 typical
Where $154/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2131 NE 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$595,000
2780 NE 120TH STREET · same community
3 bd · 2 ba · 1,446 sqft · $411/sqft · 195 DOM
Sold · Dec ’25$210,000
25600 SE 152ND PLACE · same community
3 bd · 2.5 ba · 1,662 sqft · $126/sqft · 135 DOM
Sold · Feb ’26$280,000
4214 JOSLYN LANE · same community
2 bd · 2 ba · 1,296 sqft · $216/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2131 NE 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2131 NE 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2131 NE 3RD STREET FAQs
What would the monthly payment be for 2131 NE 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2131 NE 3RD STREET?+
The most recent tax bill on record (2025) was $2,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $237,500, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2131 NE 3RD STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
113 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $239,900, now $237,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Maria Avendano. MLS #OM722008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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