14023 SE 86TH CIRCLE, SUMMERFIELD, FL, 34491
Active111 days on marketListed Apr 2, 2026MLS #OM721990
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Sat, Jul 25
12:00 PM – 3:00 PM
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Sat, Jul 25
12:00 PM – 3:00 PM
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About this home
14023 SE 86TH CIRCLE
Beautifully updated 3 bedroom, 2 bath Holly on a well-maintained corner lot, in Del Webb Golf & Country Club. The home features a totally redone interior with an inviting open floor plan. Freshly painted, LVT flooring and plantation shutters throughout, no carpet. The upgraded kitchen has modern finishes, solar tube, tiled countertops and SS appliances give style and function, perfect for everyday living and entertaining. Enjoy the added living space of a large enclosed Florida room, under air and heat, is ideal for relaxing or gathering with friends. Outside the sliding glass door is a fenced area perfect for your small pet(s). Extended garage with side entry for golf cart. Quality updates throughout and exceptional care inside and out, this home combines comfort and charm. Every detail reflects pride of ownership and meticulous care throughout. This move-in ready home, combines comfort, style and functionality making it a true standout. The home is just not move-in ready, it's ready to be lived in and loved. HVAC 2016, water heater 2023, roof 2013. Furnishings available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,910
Sqft
0.19 ac
Lot size
2
Garage
1997
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
Days on market
111 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14023 SE 86TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14023 SE 86TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14023 SE 86TH CIRCLE FAQs
What would the monthly payment be for 14023 SE 86TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14023 SE 86TH CIRCLE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14023 SE 86TH CIRCLE?+
The most recent tax bill on record (2025) was $2,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14023 SE 86TH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $297,500, this home is listed about 3% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14023 SE 86TH CIRCLE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD · Eileen Cardini. MLS #OM721990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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