19810 SW 85TH LOOP, DUNNELLON, FL, FL, 34432
Active110 days on marketListed Apr 1, 2026MLS #OM721763
About this home
19810 SW 85TH LOOP
Experience the best of Florida living in this beautifully updated Rainbow Springs home, complete with exclusive private Rainbow River access and move-in-ready comfort. Inside, the kitchen features a large island, quartz countertops, stainless steel appliances, wood cabinetry with soft-close drawers, Italian tile backsplash, a deep stainless steel sink, and under-cabinet lighting. Waterproof laminate flooring runs throughout, creating a clean and cohesive feel. Both bathrooms have been updated with walk-in tile showers and double vanities. Sliding glass doors from the main living areas open to an expansive 560 sq ft deck, perfect for relaxing or entertaining. Major updates include windows replaced in 2021 and a roof replaced in 2019. The home also features a very spacious attached 2-car garage with additional golf cart space. Located in Rainbow Springs, residents enjoy private access to the Rainbow River, including a park, swimming area, and kayak launch.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,858
Sqft
0.27 ac
Lot size
2
Garage
1980
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,859 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
Days on market
110 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon, Fl
Get to know Dunnellon, Fl. See the full Dunnellon, Fl guide →
DUNNELLON, FL 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon, Fl market
$93K → $256K
Dunnellon, Fl median sold, yr/yr
Median sold price, Dunnellon, Fl, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the DUNNELLON, FL 34432 median. See the full Dunnellon, Fl market guide →
Paper trail
This home's history
Reality check
What actually sold near 19810 SW 85TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$370,000
8835 SW 196TH TERRACE ROAD · same community
3 bd · 2 ba · 1,875 sqft · $197/sqft · 159 DOM
Sold · Jun ’26$335,000
8870 SW 191ST CIRCLE · same community
3 bd · 2 ba · 1,879 sqft · $178/sqft · 110 DOM
Sold · May ’26$290,000
8830 SW 196TH TERRACE ROAD · same community
3 bd · 2 ba · 1,757 sqft · $165/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19810 SW 85TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19810 SW 85TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19810 SW 85TH LOOP FAQs
What would the monthly payment be for 19810 SW 85TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,859/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19810 SW 85TH LOOP?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19810 SW 85TH LOOP?+
The most recent tax bill on record (2026) was $3,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19810 SW 85TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon, Fl?+
At $379,900, this home is priced right at the Dunnellon, Fl median.
Which schools are assigned to 19810 SW 85TH LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,900 runs 62% above the DUNNELLON, FL 34432 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $385,000, now $379,900 — a $5K cut. The full history is in the market section below.
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Zoe Chairez. MLS #OM721763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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