251 CHESTNUT ROAD, OCALA, FL, 34480
Active117 days on marketListed Mar 27, 2026MLS #OM721604
About this home
251 CHESTNUT ROAD
Come see this wonderfully styled, 3 bedroom, 2 bath, 2 car garage on a .24 AC LOT in the very popular Silver Springs Shores area. This home features a split plan, high ceilings & QUARTZ STONE counters in the KITCHEN, BATHROOMS & WINDOW LEDGES! When you step in side, you will notice the open design with tall ceilings and a split floor plan. The primary bedroom features an oversized closet & en suite bathroom with A FULLY TILED, EZ ENTRY SHOWER & linen closet. The kitchen, has whisper quiet drawers & UPGRADED cabinets with stylish knobs. Gorgeous sink with a beautiful open view. DELUXE SMART APPLIANCE PACKAGE INCLUDES Stainless steel Fridge, Dishwasher, Stove & Microwave comes with the home. A beautifully patterned Quartz counter island comes with room for chairs. Nearby, you have access to the laundry room & garage via a handy pocket door. Across the house, the secondary rooms share the bathroom and will have good space for a full size bedroom set, office, or a game room. The choices are endless! Ample closet space has been supplied as well for all of their storage needs. The .24 acre lot gives you plenty of room for all of your toys! NOT IN AN HOA so you are free to build a fence, add a pool, do what you want, how you want! On a well and septic system so NO UTILITY BILLS is also a great plus! If you install back up power in preparation for any possible outage, you will still have use of water and sewer as long as you have electric! Close enough to give you access to Belleview, Summerfield, The Villages, The Interstate and beyond. Less than 12 min to Wal-Mart, Publix, Aldi & Save a Lot, The post office, 3 auto parts stores & car washes as well as many food & medical offices nearby for ease. A short drive in either direction will lead to Ocala's downtown square or to our famous Lake Weir, where you can boat, kayak, jet ski, or enjoy a meal on the lake over looking the sunset. USDA, First Time Homebuyer & Veteran friendly! Just finished being completed, you can be in QUICKLY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,865 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,865/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs SILVER SPGS SHORES UN 24
$188 vs $187
Days on market
117 vs 43 typical
Where $188/sqft sits among the 11 homes for sale in SILVER SPGS SHORES UN 24
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 11
SILVER SPGS SHORES UN 24 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 251 CHESTNUT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$204,000
68 WALNUT COURSE · same community
3 bd · 2 ba · 1,362 sqft · $150/sqft · 324 DOM
Sold · Jun ’26$250,000
61 LARCH RUN · same community
3 bd · 2 ba · 1,348 sqft · $185/sqft · 176 DOM
Sold · Mar ’26$229,950
146 JUNIPER LOOP CIRCLE · same community
3 bd · 2 ba · 1,345 sqft · $171/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 251 CHESTNUT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 251 CHESTNUT ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
251 CHESTNUT ROAD FAQs
What would the monthly payment be for 251 CHESTNUT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,865/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 251 CHESTNUT ROAD?+
The most recent tax bill on record (2025) was $717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $260,000, this home is listed about 13% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 251 CHESTNUT ROAD?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34480 market on paper
$260,000 is 7% below the OCALA 34480 median of $279,900, and at $188/sqft it sits under the Ocala average of $204.
02Time on market is leverage
117 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $270,000, now $260,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tracy Martinez. MLS #OM721604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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